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Business Interruption Insurance: When Circularity Pays Off


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Enabling Circularity Through Insurance

How do circular practices enable better risk management and what's that means for insurance premiums?

Nadin-Shirin Zimmermann from Nexarus breaks down the business logic of insurance products and where circularity changes the equation. Before founding Nexarus, she spent years as a corporate underwriter at Allianz and XL Capital.

What you'll hear in this episode:

• How business interruption insurance actually works and what drives the premium.
• Why climate liability is a growing risk and how circular design reduces exposure.
• What 10 years of research show about ESG-driven companies outperforming their peers.

Listen now to understand why staying linear may be the largest uninsurable risk a company faces.

This is the last episode in the series Enabling Circularity Through Insurance.

People

Nadin-Shirin Zimmermann, Circular Business Activator at Nexarus
https://www.linkedin.com/in/nadinzimmermann/

Patrick Hypscher, Circular Business Strategist, PaaS Expert

https://www.linkedin.com/in/hypscher/

Chapters

0:00 Intro
0:40 The Role of Insurers in Enabling Business Transformation
11:50 Climate Liability - What's Affected by Circular Practices
15:16 Link Between Circularity and Risk Management
16:35 Understanding BI - Business Interruption Premium
17:22 Risk Management and Lower Premiums
20:17 Accumulated Risks Within the Supply Chain
24:40 ESG Role in Business Performance & 5 Reasons for Circular Practices
36:13 Outro

About

Nexarus is a German circular-economy and strategy consultancy focused on the Mittelstand. It aims to help mid sized companies grow through circular business models, responsible value creation and decisions that strengthen long term competitiveness.

Its approach is built around connecting business reality with circular value creation and working alongside client teams rather than only advising from the outside. Nexarus also works with a network of partners across innovation, sustainability, compliance and circular economy, and stays in exchange with research and innovation ecosystems.

Further Links

Get to know more about Nadin’s work:
https://nexarus.de/

One-page Summary

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