Sorry about the brief drop about half way through this episode! Internet cut out. But it comes back.

Watch the video of this podcast here:
https://youtube.com/live/mnwc9lKqg1E

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Halifax says affordability is improving. Is it?
https://www.reuters.com/world/uk/higher-british-mortgage-rates-squeeze-housing-affordability-halifax-2023-08-21/

With mortgage rates high, house prices not falling enough to balance that out, the risk of negative equity, and contracting mortgage lending if we go into recession, being a home buyer now feels like running a gauntlet. 

What's the best way to approach this and should buyers be trying to time the market?

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