Buying Florida

Buying Florida

By Didier MalagiesSociety & CultureBusinessInvestingPlaces & Travel
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Buying Florida episodes

  • Refinancing will happen next year when rates come donw


    Those that have a lower rate from the past, may refinance and consolidate debt at the time rate
    Did you get an equity line and need to consolidate next year
    what happens when the gov't pivots and prints more money?

    for those that are buying in the higher range today, will get to refinance it next year

    what also happens when you print more money, will that create hyperinflation?

    tune in and learn more at https://www.ddamortgage.com/blog

    Didier Malagies nmls#212566
    DDA Mortgage nmls#324329

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    5 min
  • Commercial loans that may fall out and need other options to get done

    Fall out from SBA loans available
    no tax returns or cash flow may be the option
    12 months of business bank statements may work as well
    there are many options for you that may not be what your Bank can offer you

    stepping outside the boundaries to find a home for you
    https://www.ddamortgage.com/blog
    Didier Malagies nmls#212566
    DDA Mortgage nmls#324329

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    5 min
  • Final inspection needed after the hurricane

    After a major hurricane and Fema puts you in the county several things must happen
    you need to get a re-inspection of your home
    most will require the appraiser to go out and visit the house inside and out
    some will require photos, and letters from the buyer and seller that no damage has happened
    bound insurance
    everyone seems to have their own requirements from FHA/VA/FHMC/FNMA to the nonqm lenders
    tune in and learn more at https://www.ddamortgage.com/blog
    Didier Malagies nmls#212566
    DDA Mortgage nmls#324329

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    6 min
  • 2/1 buydown on getting a lower payment and rate on your mortgage


    Start with a rate 2% lower than the market rates for the first year
    then 1% for the second year
    save money with the seller concessions
    what happens if you refinance next year, what happens to the money

    tune in and learn more at https://www.ddamortgage.com/blog

    Didier Malagies nmls#212566
    DDA Mortgage nmls#324329

    Support the show

    5 min
  • What is going on this year in the mortgage industry

    Non-QM lenders going out of business
    Non-QM having to pay to get their loans off their lines
    conventional lenders laying off, closing channels across the board
    fewer loans more scrutiny
    loans being over-documented in order to get them sold
    rates have doubled this year and as a result, this has all happened

    https://www.ddamortgage.com

    Didier Malagies nmls#212566
    DDA Mortgage nmls#324329

    Support the show

    8 min
  • verification of rent when buying a home

    doing verification of rent with a private individual or mgmt co
    being prepared if doing a non-QM loan if they want canceled checks

    maybe best not to pay in cash
    be in good standing with your landlord

    ok to be rent-free as well

    tune in and learn at https://www.ddamortgage.com/blog
    Didier malaiges nmls#212566
    dda mortgage nmls#324329

    Support the show

    5 min

About Buying Florida

From the publisher's feed

Didier Malagies is a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco, Hillsborough counties, and beyond with his sights set on educating residential and commercial buyers regarding…