Buying Florida

Buying Florida

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Buying Florida episodes

  • NINA for Investment Property
    Looking to buy an investment property in Florida? It could be easier than you think.


    Topics covered:

    1. Buying investment property conventionally
    2. Are we back in 2008?
    3. Discuss other options for those that have out of the box situations
    4. Going NINA how does it work
    5. Why would you go NINA
    6. Does it fall under the Dodd Frank Bill
    7. Second homes, primary out of the box loans
    8. foreclosure/short sale/ Bankruptcy


    Visit my website for more info and to get in touch with me at www.ddamortgage.com

    32 min
  • Foreign Nationals

    It's not as difficult as you think to own property in the US and more specifically, Florida

    In this episode I talk about:


    1. Who is considered a foreign national
    2. Who does foreign nationals
    3. What are the requirements
    4. Do you need  a green card?
    5. Do you need a job?
    6. Do you need tax returns and bank statements?


    Find out about something brand new that makes it even easier to own investment property in the US. Remember this - NINA


    Check out my website for more info www.ddamortgage.com

    10 min
  • Renovations Loan
    Why would you use this type of loan and does it benefit you?


    Listen and find out the various types of renovation loans

    • FHA203k limited and full
    • Conventional
    • VA Home Improvement


    There are many opportunities out there for buying and it IS possible to get what you want. Let me show you how.

    16 min
  • VA Loans

    I'm always surprised to learn that so many VAs never take advantage of VA loan opportunities and maybe because there are so many assumptions out there. I'm going to clear up the confusion and squash those fears about what you can and cannot do or qualify for.


    In this episode find out:

    Who is eligible

    How does it work

    How does it compare to other loans

    What types of properties can you buy and tips about condos


    Does the house have to be perfect?

    1. What other features does VA have - home improvement
    2. Construction perm


    How much can VA go up? Up to 100% and then what happens when you go Jumbo?


    Find out everything you need to know and visit my website at www.ddamortgage.com


    19 min
  • Funds To Close

    This episode will cover:

    • how much of a down payment is required for FHA, VA, Conventional non qm loans
    • where the down payment can come from
    • what about closing costs?


    Also covered are the differences between investment and primary residence and how that affects your buying options.


    For more info and ask questions visit http://www.ddamortgage.com

    18 min
  • Got Income?
    Discussed the income to qualify for conventional, FHA, VA and now new products coming out that will use other documents to qualify such as bank statements, profit and loss and what about the NINA loan, is it coming back - it is here.
    20 min
  • Give Me Some Credit

    Does credit affect you getting a mortgage


    This premier episode starts off where you need to start when you're thinking about buying property. Didier talked about credit scores, no scores, and the super important - how to get credit

    How does all of that affect getting a mortgage? Find out all the ins and outs from someone who's been doing this for 30+ years.


    Get more info on how to buy in Florida by contacting Didier through his website at http://www.ddamortgage.com/

    14 min

About Buying Florida

From the publisher's feed

Didier Malagies is the owner of DDA Mortgage and has been a leader in the Tampa Bay Mortgage industry, serving Pinellas, Pasco and Hillsborough counties and beyond with his sights set on educating…