Buyer's Agent Networks Podcast

Buying Property in an SMSF: Smart Strategy or Costly Mistake?


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Julie Crockett revisits recent investor anxiety about proposed capital gains tax and negative gearing changes, advising buyer's agents to stay visible, keep marketing, and expect clients to return once there's more certainty.

She unpacks buying property via self-managed super funds (SMSFs) as a potential alternative, stressing it is highly compliant and buyer's agents must "stay in their lane" by directing clients to licensed SMSF advisers.

She notes SMSFs suit more cashflow-positive properties and limit renovations or major improvements. Tax benefits include an effective 10% CGT rate after 12 months and potentially tax-free income and gains in pension phase, provided the right strategy, finance, and fund documentation are in place.

TOPICS DISCUSSED
  • 01:20 Market Jitters

  • 03:07 SMSF Property Intro

  • 05:50 Setting Up SMSF

  • 09:00 Costs And Penalties

  • 11:55 Property Suitability

  • 13:12 Renovation Restrictions

  • 14:21 Tax Benefits Explained

  • 15:26 Pension Phase Perks

  • 20:27 Do It Yourself

RESOURCES MENTIONED

Connect with Julie

  • LinkedIn | www.linkedin.com/in/juliecrockett

Visit the website here for the Buyer's Agent Course and join the Waitlist: https://buyersagentcourses.com.au

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Buyer's Agent Networks PodcastBy Julie Crockett