Are you an emotional spender or someone who loves to do research before making a purchase? No matter how you spend money, it's helpful to know your personality type so you can best plan for retirement.

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/?p=177&preview=true

What we discuss on this episode:

1:05 – Emotional spender

3:52 – YOLO spender

5:46 – Savvy spender

11:16 – The miser

13:42 – Mailbag: IRAs

16:05 – Mailbag: Kids

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/podcast/ep-12-learning-through-uncommon-sense/172/

What we discuss on this episode:

2:42 – Buy low, sell high

6:20 – Don't pay more in taxes than you have to

8:56 – Keep costs low

13:36 – Don't put eggs in one basket

16:39 – Marketing timing

21:04 - Mailbag

Today, we're talking about financial topics in the news, including the travel sector and campaign donations. Find out how these things can affect you and your planning process.

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/podcast/ep-11-from-travel-to-campaign-donations-financial-topics-in-the-news/166/

Like the show on Facebook: https://www.facebook.com/savingtheamericandreampodcast

What we discuss on this episode:

1:30 – Travel sector

6:18 – Campaign donations

10:42 – Market

13:07 – Economy

16:21 – Mailbag: Dream home

18:59 – Mailbag: Emergency fund

On this episode of Saving the American Dream, we're talking about financial planning during President Biden's administration and how you should adjust your plan to meet potential changes that are coming with the new administration.

Read more and get additional resources here: https://savingtheamericandreampodcast.com/retirement-strategy/ep-10-financial-planning-in-the-biden-administration/159/

What we discuss on this episode:

2:23 – Stimulus

5:09 – Infrastructure plan

9:57 – Capital gains tax increases

15:34 – Climate plan

Today, we're answering your most pressing financial questions about 401ks, mutual funds and inflation. Let's jump into the mailbag.

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/podcast/ep-9-mailbag-401ks-mutual-funds-and-inflation/152/

What we discuss on this episode:

2:06 - Can I leave 401k to son?

6:55 – Worry about inflation?

9:04 – Mutual funds

14:05 – Investing

16:54 – Max out 401k and Roth?

Pensions are not as popular as they once were. Why are they becoming extinct, and how are people now saving for retirement?

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/retirement-strategy/ep-8-why-pensions-are-becoming-a-thing-of-the-past/146/

What we discuss on this episode:

1:10 – Pensions becoming extinct

4:12 – Other sources of income

9:00 – Inflation

10:32 – Pension buyout

12:12 – Savings adjustments

Let's talk about some of the areas of your financial life where you might be flirting with disaster and don't even know it. Disaster and retirement are not two words you want associated with each other.

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/retirement-strategy/ep-7-are-you-flirting-with-financial-disaster/140/

What we discuss on this episode:

1:55 – Out-of-date legal documents

4:06 – Incorrect beneficiary designations

6:15 – Tax time bomb

12:50 – 60/40 portfolio

What can we learn about retirement planning from watching a basketball game? There are some fascinating similarities between the two.

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/retirement-strategy/ep-6-how-financial-planning-is-like-basketball/133/

What we discuss on this episode:

3:20 – Shot clock

9:21 – Double dribble

13:03 – Personal fouls

15:26 – Other comparisons

Is this a good time to buy bonds? Should I hire a younger financial advisor? How much should I save for retirement? Let’s dive into the mailbag and answer these and other questions.

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/investing/ep-3-mailbag-questions-bonds-retirement-savings-and-more/102/ 

On today's show: 

1:20 – Is this a good time to buy bonds?

7:10 – What should I discuss with my financial advisor?

10:20 – Should I buy stock in my company?

14:30 – How can I retire at 55?

20:38 – Should I save 10% of my income toward retirement?

26:55 – Should I find a financial advisor who is younger?

If you’ve been around the internet long enough, you know to avoid the comment section. We slipped up and scrolled through a recent active on retirement and COVID-19. We’ll share the wide range of comments we came across and have a little fun evaluating them. Plus we’ll talk about times you say one thing and do another with your money before pulling Mark Twain quotes that provide a little financial wisdom.

Read more and get additional financial resources here: https://savingtheamericandreampodcast.com/podcast/ep-2-keyboard-warriors-saying-one-thing-but-doing-another-mark-twain-quotes/89/ 

Today's show schedule: 

0:52 – How we got into the comment section.

2:01 – 1st comment

4:25 – 2nd comment

8:51 – 3rd comment

13:40 – 4th comment

16:42 – 5th comment

19:17 – 6th two comments

20:41 - The second topic today - saying one thing, doing another

21:27 - 1st example - Save in small ways but waste money in other ways.

21:27 - 2nd example - Saying you have a lower risk tolerance but your portfolio doesn’t reflect that.

29:18 - 3rd example - Saying you love your family but haven’t put a plan in place to protect them.

31:20 - 4th example - Wanting to retire ASAP but not taking the time to plan for it.

34:09 - Quotes from Mark Twain

36:52 - 2nd quote

38:18 - 3rd quote

40:53 - 4th quote

42:17 - 5th quote

43:22 - 6th quote