Episode 803: Today we’re uncovering subrogation. We'll sit down with Steve Badger, attorney at Zelle, to discuss why the legal recovery process is important for insurers and how a Supreme Court decision in Hawaii prohibiting this measure could set a dangerous precedent.

Plus, California approves FAIR Plan request to assess insurers $1 billion for wildfire claims. How the assessment highlights the pressing need for regulatory reform in the state.

This week’s episode is sponsored by Holborn.