Today we’re uncovering…

• Florida lawmakers take aim at artificial intelligence in insurance. We’ll explain what new oversight could mean for carriers and claims handling.
• Plus, Michigan’s no-fault reform is paying off—drivers are seeing nearly 19% premium reductions. What’s behind the savings?
• And, a new survey reveals consumers want action on lawsuit abuse as legal costs drive premiums higher.
• Finally, on Unscripted, NAMIC CEO Neil Alldredge talks with Jimi Grande to spotlight key issues in Washington—like stopping the GSEs’ costly mandate driving up housing costs. 

Today's episode is sponsored by Holborn.

Today we're uncovering...

• The end of the government shutdown and what it means for the National Flood insurance program. 
• Plus, a tale of true leadership.  Grinnell Mutual CEO Jeff Menary reflects on decades of industry leadership as he prepares for retirement 

Today's episode is sponsored by Holborn.

Today we're uncovering...

• Wildfire mitigation. The NAMIC-supported legislation to "Fix Our Forests" takes an important step forward.
• Plus, we talk with two member company CEOs from Maine about the importance relationships within the mutual insurance industry.

Today's episode is sponsored by Holborn.

Today we're uncovering...

• The 2025 Mutual Factor - We'll discuss how the industry has fared in this new era of risk.
• Plus, lawmakers are taking a closer look at insurers' use of artificial intelligence. How laws and regulations already protect consumers from potential AI errors.

Today's episode is sponsored by Holborn.

Today we're uncovering...

• How a government funding lapse would impact the National Flood Insurance Program and those who depend on its coverage.
• The Terrorism Risk Insurance Act is up for reauthorization.  How NAMIC is leading the effort for it's long-term extension.
• We dive into Guy Carpenter's comprehensive analysis of mutual large loss development.

Today's episode is sponsored by Holborn.

Episode 815: Insurance companies rely on data to optimize performance, mitigate risk, and meet the rising expectations of consumers… but new questions are being raised about what happens when there’s a lack of data or missing data?   

On today’s Unscripted… Neil Alldredge, president and CEO of NAMIC, sits down with Lindsey Klarkowski, policy vice president of data science, AI/ML, and cybersecurity at NAMIC, to better understand how insurers are tackling this emerging issue. 

Today's episode is sponsored by Holborn.

Episode 814:  Today we're uncovering accident fraud prevention. We’ll talk with the Coalition Against Insurance Fraud's Brent Walker about the growing problem and what lawmakers are doing to stop it.

Today's episode is sponsored by Holborn.

Episode 813: Today we're uncovering a wildfire in Oregon that nears 'megafire' status.  A look at this phenomenon that is occurring more frequently.  

Plus, disaster mitigation solutions continue to be a key focus for state legislators. How they're addressing extreme weather challenges in a new era of risk.

Today's episode is sponsored by Holborn.

Episode 812:  Today we’re uncovering, what President Donald Trump’s tax and spending cuts bill means for insurers and how NAMIC helped maintain stability for the state-regulated industry. 

Plus, NAMIC’s Award in Innovation goes to West Bend Insurance Company.  How the organization's new technology is making a difference for agents and policyholders alike.

Today's episode is sponsored by Holborn.

Episode 811: Legal reform has also been a major topic of debate this year among state legislators, especially in the Southeast. On today’s Unscripted, Neil Alldredge, president and CEO of NAMIC, talks with Caitlin Murray,  senior regional vice president at NAMIC, about the biggest advocacy changes to come out of the region during the 2025 legislative sessions.

Today's episode is sponsored by Holborn.