Cammayo's Compliance Talk

On this episode of Ask Michelle, Michelle is joined by KC Rippstein, Employee Benefits Compliance Practice Lead at IMA. They provided updates on hospital indemnity notices, Medicare Part D notices, and the projected 2025 FSA limit.

Michelle answers questions about exempt status of licensed childcare teachers, non-discrimination testing for employee benefits, and disability and paid family leave for remote out-of-state employees.

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode. 

On this episode of Ask Michelle, Michelle is joined by KC Rippstein, Employee Benefits Compliance Practice Lead at IMA. They provided updates on the projected 2025 FSA limits, the I-9 form extension, and MLR rebates.

Michelle answers questions about staying compliant with benefits laws and whether employers can have different contributions for different employee groups.

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode.

On this episode of Ask Michelle, Michelle covers several health insurance topics such as PCORI fees, Section 1557 of the Affordable Care Act (ACA) and offers guidance on what to do if your organization's health plan experiences a data breach.

Michelle answered questions regarding eligibility for health spending accounts under COBRA continuation, stand-alone HRAs for employees on spouse's plan, and employer reimbursement for individual plans.

Curious about a compliance issue? Submit your questions to [email protected]and Michelle will answer them on the next episode.

On this episode of Ask Michelle, Michelle is joined by KC Rippstein, Employee Benefits Compliance Practice Lead at IMA. They provided updates on California's Workplace Violence Prevention Plan (WVPP), EEOC's final rule on pregnancy accommodations, and the FTC's recent noncompete ban.

Michelle answered questions regarding the WVPP training requirement for employers with remote employees, the RxDC employer survey, and if employees can keep contributing money towards their health spending account (FSA) even if they are on leave under the Family and Medical Leave Act (FMLA).

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode

On this episode of Ask Michelle, Michelle is joined by special guest KC Rippstein, Compliance Practice Lead at IMA. They provided updates on the San Francisco HCSO Annual Reporting Form, the FDA's approval of Wegovy for cardiovascular disease prevention, and IRS Warnings regarding Employee Retention Credits (ERC) and FICA wellness savings programs.

Michelle and KC answered questions regarding the pretax indemnity plan in regard to critical illness and whether C-Corp Shareholders can participate in an HRA/FSA.

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode. 

On this episode, Michelle updates attendees on the upcoming RxDC reporting deadline and the pending Johnson & Johnson class action lawsuit.

Michelle answered questions regarding what happens to healthcare FSA accounts when an employee terminates employment, and if organizations are required to perform non-discrimination testing when deducting medical, dental, and vision premiums pre-tax from employee paychecks.

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode.

On this episode of Ask Michelle, Michelle updates attendees on the deadline to e-file ACA reports, the increased taxable wage cap for Paid Leave Oregon (PLO), and state paid sick leave acts.

Michelle answered questions regarding ACA Form 1095-C line 16 Codes, and if employers can pay for an employee's individual Medicare plan.

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode.

On this episode of Ask Michelle, Michelle offers a year-end update on group health plan topics such as when BCBSA Class Action Lawsuit claimants should expect settlement proceeds, the Proposed Rule on Short Term Limited Duration Insurance (STLDI), and MHPAEA compliance.

Michelle answered questions regarding employees/family members joining the employer's health plan mid-year after losing Medicaid/Medical eligibility and also explained where self-insured employers submit their gag attestations.

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode. 

On this episode of Ask Michelle, Michelle updates attendees on the Blue Cross Blue Shield Class Action Lawsuit Settlement, California's New Workplace Violence Prevention Standard, and the deadline for EEO-1 Reporting.

Michelle answered your questions regarding FSA forfeiture balances and open enrollment deadline extensions.

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode. 

On this episode of Ask Michelle, Michelle updates attendees on the expanded California Sick Leave, Medical Loss Ratio (MLR) Rebates, and the next state to require pay transparency and pay data reporting.

Michelle answered your questions regarding when businesses must comply with ACA pay rules, COBRA participant Open Enrollment, and explains what a "cafeteria plan" is.

Curious about a compliance issue? Submit your questions to [email protected] and Michelle will answer them on the next episode.