Rick in Vermont will need to start withdrawing $50,000 annually from his IRA the year this was recorded.  He already owns LTC insurance and wants to buy a plan for his wife.  He wants options to use his IRA to pay for her insurance.  Diane shares why they contacted her and how she's helping them prepare for tomorrow. Don't let an unscrupulous agent trick you into "seeing what you can qualify for" without telling you that they are applying for insurance.  There are numerous consequences in this circumstance, they worst of which would be a decline on your health history, which makes it more difficukt to apply for coverage elsewhere. Thankfully, Rick & Maureen did not, but could have faced that problem priorto finding me. Schedule a phone or Zoom meeting tolearn what can be avau=ialable to help you protect your family at