This week, Diane shares three things we need to consider if we are designing a long term care plan with multiple policies purchased over multiple years.  Age, health and insurance industry and company changes could cause us to pay a lot more for coverage later.  Or we may end up not eligible to buy additional coverage when we want to.  However, if we absolutely have to build our plan in pieces, and if some event or industry change occurs that prevents us from doing so, at least we have some coverage in place that will help our family help us better.   Starting early and having your benefits grow over time is a safer way to plan.  Let me help you create meaningful benefits using the most efficient funding strategy. Ask me how at