Do you have a retirement plan at work?  Speaking here about a 401k, 403b, or a 457 plan for governmental and certain nongovernmental employers.  If so, you've got an opportunity to do some real saving here!

What about Roth or traditional IRAs?  Where do those come in?  After all, those are types of personal retirement savings plans, and with a finite amount of money to put away each month, you might be confused about where your funds may be the most effective.

In this week's episode of CAPitalize Your Finances, I talk what you need to consider when you're faced with different choices of retirement plans.