I recently read a few online surveys regarding savings and investing, which I found to be rather astonishing.  The general tone of them all seems to suggest that far too many Americans have no household budget, and some have absolutely nothing saved for retirement!

What's also interesting (and pleasantly surprising) is that the average American also seems to have a rather large amount of free cash flow each month.  Whether you have a lot or a little doesn't necessarily matter; what matters is what you do with it.

In this week's episode, I talk about what it means to CAPitalize your cash flow and how you may be able to CAPitalize your future without sacrificing your enjoyment of the present.  Tune in and find out more!