To help our listeners prepare for potential big life milestones we’re discussing the expenses associated with these milestones. Today’s episode discusses planning for potential pricy prenatal and pregnancy costs.

In this episode we discuss some of the recent layoff turmoil and how this has spread beyond just the tech industries. We share our outlook on causes of these layoffs, our perspective on how this may or may not present investment opportunities, and our suggestions to any listener who may be directly experiencing this difficult time.

Our guest this week is Kim Crea, Senior Vice President of Residential Lending at Draper & Kramer Mortgage. Kim has a wealth of knowledge about mortgage lending and has been helping people with their home financing needs since 2003. She loves working with first-time homebuyers, repeat purchasers, or those looking to refinance, and her goal is to make the loan process as easy and smooth as possible. In this episode, Kim walks Mike through the process of “locking in” interest rates, the typical closing timing in the current market, and answers questions about the current housing market and whether now is a good time to buy a home.

ALTIUS recently had a client ask about investing in tech and what is going on with many of the large companies losing trillions based on their share price. So, in this episode, we discuss the chaos around big tech's layoffs and loss of capital, and what that means for ALTIUS' outlook on current market volatility.

Let’s dive into what Market Capitalization is and how it helps investors make allocation decisions.

In this episode, Mike and Taylor discuss what it means to become a new client. Such as, what questions to ask a new advisor, what it means to become a client with a financial advisor, and what the ALTIUS Financial client experience looks like.

Mike and Taylor discuss the 2022 market conditions and the failure of using the 60/40 Rule to protect one's nest egg.  What happened and should you throw out the old asset allocation rules?

The recent FTX drama has everyone wondering what’s in store for the future of crypto currency. Tune in to hear our thoughts on what has happened so far and our future outlook for decentralized finance.

Recently, we've had many clients ask about the Debt ceiling and with the government continuing to increase spending and assistance policies the current “debt ceiling” seems more of an open sunroof than an actual ceiling. So in this episode, Taylor questions Mike about his thoughts on government debt and how it may impact our client portfolios.

Let's clarify the employee healthcare policy election process by breaking down terminology and policy types to help you make the right selection. In this episode we cover coinsurance, copays, different types of health insurance plans, and most importantly how an HSA account can benefit your overall financial situation in the long-term.