Why is building relationships essential for trust with banking? Hear from Financial Champion Graci Miller as she shares tips about the car-buying process, explains getting pre-approved for an auto loan, and what you should do if you're trying to build your credit.

Highlights:

01:09 – Can you tell us about yourself and how you got to Leaders?

01:40 – What does a day in the life of helping members with loans look like?

02:32 – Why do you think building relationships is important when it comes to finances?

03:35 – What are common misconceptions about car buying, and what advice do you offer?

04:48 – How can someone get started borrowing money for a car?

06:42 – What does the preapproval process look like?

07:52 – How can someone build their credit to get a better interest rate?

09:52 – How would you advise someone to use debt wisely?

11:27 – What is the best financial advice that you've ever been given?

12:10 – If you found some extra change in your pocket, what would you spend it on?

Interested in buying a new vehicle? Visit leaderscu.com/auto-loans to see our rates.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.