Feeling overwhelmed by your finances—from sticking to a budget to boosting your credit?  You don’t have to tackle it alone. Tune in to the Pocket Change Podcast to hear advice and practical strategies from Kevin Morgan, AVP of Branch Operations at the North Highland Branch of Leaders Credit Union?

01:03 – Can you share how you came to Leaders?

03:04 – What is your role at Leaders?

03:15 – How did your background working with college students equip you for your current position?

04:50 – What are some common problems you’re able to help people in their financial journey?

06:04 – How do you advise people to go about budgeting?

11:42 – What is most important when trying to save or build credit?

13:03 – What is a secured loan or secured credit card?

14:03 – How would you advise someone to build back their credit after it has taken a hit?

16:31 – What is the best financial advice you’ve ever been given?

18:06 – If you found some extra change in your pocket, what would you spend it on?

If you need help with your monthly finances, check out this smart budgeting tool kit.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

From chasing severe storms to a close encounter with an alligator, WBBJ News Director Stan Sanders has seen it all. In the newest episode of the Pocket Change Podcast, Sanders shares captivating stories from his years in journalism—revealing how he navigates both breaking news and heartwarming community stories, what keeps him passionate about the industry, and why he believes education is vital to building stronger communities. 

00:46 – How did you enter the world of news & broadcast?

01:52 – What was your early career like?

04:03 – What brought you to West Tennessee?

04:48 – How long have you been with WBBJ?

05:15 – What does a typical day at the station look like for you?

06:06 – On slower days, how do you find the news if it hasn’t found you?

07:17 – How do you focus on the positive in the news when there’s often so much negative?

08:42 – How has the shift from traditional to digital media affected how you do your job?

12:40 – What are the most powerful & memorable stories you’ve covered?

17:09 –What keeps you coming back every day?

18:01 – What inspired you to help the community by serving on the board of the Leaders Education Foundation?

20:44 – What’s the best financial advice you’ve ever been given?

22:39 – If you had extra change in your pocket, what would you spend it on?

Learn more about WBBJ News by visiting wbbjtv.com. 

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#news #journalism #storytelling #story #newsstory #podcast

Struggling to manage your money? You're not alone — and help is here. Financial Champion Riley Deakins shares practical tips to take control of your finances, from boosting your credit score to cutting unnecessary expenses. Whether you're just getting started or looking to sharpen your money skills, this episode has something for you. Tune in to the Pocket Change Podcast and build a stronger financial future.

Highlights:

01:08 – How did your journey lead you to financial services?

03:57 – How has working at Leaders affected your understanding of finances?

05:17 – What is your financial advice for someone entering the workforce for the first time?

05:42 – What is secured credit?

08:22 – What is your approach to budgeting?

09:51 – Which budgeting tools do you recommend?

11:42 – How else have you saved on your monthly expenses?

15:19 – How have you helped our members through their financial journeys?

16:52 – What impact have you noticed following the construction of our South Highland branch?

18:24 – What is the best financial advice you’ve ever received?

19:28 – How would you use your extra pocket change?

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#FinancialFreedom #SmartMoney #FinancialWellness #BudgetingTips #MoneyManagement #FinancialTips #MoneyAdvice

Dreaming of homeownership but unsure where to start? It may be more achievable than you think. Discover how the Tennessee Housing Development Agency (THDA) can help make your dream home affordable through down payment assistance, closing cost support, and expert financial counseling. Join us as Ralph Perrey, THDA's Executive Director, explains how his agency is helping first-time buyers turn their homeownership dreams into reality.

Highlights

01:00 - How did you get involved in the housing industry?

02:22 - What common misconceptions do you encounter about homeownership

04:58 - Why is homeownership important?

05:53 - What challenges do you see in the current market?

08:03 - What is THDA and how does it serve Tennessee families?

09:41 - What assistance does THDA offer homebuyers?

10:41 - Do you have any stories of THDA's impact?

12:34 - What homebuyer education do you offer?

14:31 - How does THDA work with lenders to make homeownership possible for those who might not think themselves qualified?

19:25 - "Catch people doing well."

20:26 - What is the best financial advice you've been given?

21:10 - What would you do with extra Pocket Change?

To learn how you can receive down payment assistance or to learn more about the THDA, visit thda.org/homebuyers. 

If you don't know where to start, reach out to a Leaders Mortgage Champion who will be happy to guide you through all of your options. Get started at https://www.leaderscu.com/home-loans.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#housing #home #house #mortgage #buyingahome #househunters #realestate #homeownership

Have you heard about the latest fundraiser coming to West Tennessee? On this episode of Pocket Change Podcast, Leaders Education Foundation President, Leigh Anne Bentley, introduces us to EmpowerEd: An Evening with Dr. John Delony. This event is a way to hear an inspiring talk from our keynote speaker and an opportunity to celebrate five outstanding educators. Listen to the full episode to hear about the Foundation's impact in the lives of educators and students in our community!

Highlights

1:08 - Can you tell us about the big event coming to Jackson?

1:46 - Can you tell us more about Leaders Education Foundation and its mission?

5:04 - What can people expect from the EmpowerEd event in August?

7:21 - What made John Delony the right guest to headline this event?

9:07 - How can someone attend EmpowerEd?

9:58 - How has the Foundation made a difference?

12:16 - What is the best financial advice you’ve ever received?

13:53 - What would you do with extra pocket change?

To buy EmpowerEd tickets or become a table sponsor, visit leadersgives.org/events. You can also learn more about the Leaders Education Foundation at leadersgives.org. EmpowerEd: An Evening with Dr. John Delony is presented by West Tennessee Healthcare.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #education #johndelony #scholarships #college #school #student #learn #watch #daveramsey #mentalhealth

Why is it important to impact students, develop leaders, and give back to small businesses in our community? Lauren Saliba, Vice President of Education and Leadership Development at the Greater Jackson Chamber, joins Carrie and Shea on the Pocket Change Podcast. She shares about the leadership opportunities the Chamber offers, how they have grown over the years, and how they plan to enrich the lives of people not only in Madison County but across West Tennessee.

Highlights

1:33 - Tell us about your journey to the Jackson Chamber and the programs you oversee.

2:59 - What's your experience with Leadership University?

6:10 - Can you give us an overview of the Leadership University program?

7:41 - What is Leadership Jackson?

10:22 - What does applying look like for Leadership Jackson and how many are accepted?

16:17 - Can you share how the Chamber has evolved and grown over the years?

18:31 - What is the best financial advice you've ever been given?

19:16 - What would you buy with your pocket change?

To apply for the Leadership Jackson program, visit leadershipjackson.com. Learn how to become a member of the Greater Jackson Chamber at jacksontn.com. 

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #jacksontn #chamber #business #education #school #tourism #tennessee #family #jobs #foryou #leadership

Why is it important to be financially prepared for your child's future? In the newest episode of the Pocket Change Podcast, Financial Champion Lindsey Jackson shares how she and her husband have prioritized their children's financial well-being through saving. Listen to the full podcast to hear her tips and tricks for how to stick with your savings goals and how saving can intentionally make a meaningful difference in your children's lives.

Highlights

1:12 - Where did you get your passion for helping children save money?

1:42 - Can you tell us about your family and journey to saving?

3:29 - What are some things you say to our members about saving?

4:57 - How do you balance saving for an emergency and your children's savings?

6:01 - How do you involve your kids in saving?

10:51 - Are there any specific savings goals that you have met yourself?

11:37 - What is the best financial advice you've ever been given?

12:19 - What would you use with your pocket change?

Want to see when you'll reach your savings goals? Be sure to check out our savings goal calculator to know what you'll need to set aside to meet your savings at leaderscu.com/savings-goal-calculator.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com. 

#podcast #savings #savingsgoals #goals #financialeducation #save #financialfreedom #finance #money #foryou

How does the YMCA of Memphis and the Mid-South make a difference for families in our community? Representatives from the Y, Dave Bratcher and Rachel Ryan, share the organization's story and highlight their new Dancing with the Stars Memphis event on the Pocket Change Podcast. Be sure to listen to the full podcast to learn the YMCA's history, how it has grown, and who will be taking the floor at their upcoming event.

Highlights

1:08 - Could you tell us about what you do with the YMCA and the Mid-South?

4:39 - Can you tell us about your upcoming event, Dancing with the Stars?

5:54 - What are some of the programs that the Dancing with the Stars will help support?

7:54 - Who is dancing in Dancing with the Stars?

10:16 - Can you give us more details about what people can expect?

12:41 - Can you tell our listeners how they can support their local dancers?

13:15 - What is some of the best financial advice you've ever been given?

15:29 - How would you spend your pocket change?'

To learn more about the YMCA in Memphis and the Mid-South, visit ymcamemphis.org. Be sure to vote for your favorite dancer for Dancing with the Stars at dancinginmemphis.com.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #ymca #dance #nonprofit #give #learn #donate #memphis #tennessee #education #serve #dancing #celebrity

Do you have a passion for starting your own business? Lee and Beth Wilson are local entrepreneurs with extensive experience starting businesses from the ground up. From an escape room, running from the law on a reality tv show, and making candles, they share their story of entrepreneurship on the newest episode of the Pocket Change Podcast.

Highlights

1:15 - Can you share about your journey to entrepreneurship?

2:23 - What led you to open escape rooms?

9:24 - How did Lee end up being on the CBS reality TV show, Hunted?

13:10 - What did Beth think of Lee going on Hunted?

22:04 - Where did the name Wisdom House originate?

34:34 - Tell us about your success with the Wisdom House candles.

37:50 - What's the best financial advice you've been given?

40:05 - What would you do with your pocket change?

40:57 - Where can you get Wisdom House candles?

To learn more about Wisdom House or to purchase a candle, visit wisdomhouse.com or go to their Etsy Shop at https://www.etsy.com/shop/WisdomHouseCo.  

The Pocket Change Podcast is presented by Leaders Credit Union. Visit leaderscu.com to begin your financial journey with us!

#podcast #business #localbusiness #entrepreneurship #wisdomhouse

How does Leaders help members through financial hardships? In this episode of the Pocket Change Podcast, Member Solutions Representative Vanessa Rogers shares how her department assists members with any questions or roadblocks they may encounter along their financial journeys. Also, discover how Leaders has evolved over the years and how being community-focused can make an impact.

Highlights 1:26 - Can you tell us about your journey to Leaders? 1:52 - Where did you start at Leaders when you arrived? 2:13 - What other departments have you worked in at the credit union? 2:34 - How does the Member Solutions Department help members? 3:46 - Why is it crucial for Leaders to help members during their financial hardships? 4:35  - What are some stories about how you've helped members over the years? 7:08 - Why do you think giving back to the community is important? 8:31 - What are some of the first changes you experienced at Leaders? 9:08 - What are some of your favorite things about Leaders? 10:38 - What is some of the best financial advice you've been given? 10:58 - What would you spend with your pocket change?

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#financialfreedom #financialjourney #finance #money #savings #creditunion