Pocket Change Podcast

Dreaming of homeownership but unsure where to start? It may be more achievable than you think. Discover how the Tennessee Housing Development Agency (THDA) can help make your dream home affordable through down payment assistance, closing cost support, and expert financial counseling. Join us as Ralph Perrey, THDA's Executive Director, explains how his agency is helping first-time buyers turn their homeownership dreams into reality.

Highlights

01:00 - How did you get involved in the housing industry?

02:22 - What common misconceptions do you encounter about homeownership

04:58 - Why is homeownership important?

05:53 - What challenges do you see in the current market?

08:03 - What is THDA and how does it serve Tennessee families?

09:41 - What assistance does THDA offer homebuyers?

10:41 - Do you have any stories of THDA's impact?

12:34 - What homebuyer education do you offer?

14:31 - How does THDA work with lenders to make homeownership possible for those who might not think themselves qualified?

19:25 - "Catch people doing well."

20:26 - What is the best financial advice you've been given?

21:10 - What would you do with extra Pocket Change?

To learn how you can receive down payment assistance or to learn more about the THDA, visit thda.org/homebuyers.

If you don't know where to start, reach out to a Leaders Mortgage Champion who will be happy to guide you through all of your options. Get started at https://www.leaderscu.com/home-loans.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#housing #home #house #mortgage #buyingahome #househunters #realestate #homeownership

Have you heard about the latest fundraiser coming to West Tennessee? On this episode of Pocket Change Podcast, Leaders Education Foundation President, Leigh Anne Bentley, introduces us to EmpowerEd: An Evening with Dr. John Delony. This event is a way to hear an inspiring talk from our keynote speaker and an opportunity to celebrate five outstanding educators. Listen to the full episode to hear about the Foundation's impact in the lives of educators and students in our community!

Highlights

1:08 - Can you tell us about the big event coming to Jackson?

1:46 - Can you tell us more about Leaders Education Foundation and its mission?

5:04 - What can people expect from the EmpowerEd event in August?

7:21 - What made John Delony the right guest to headline this event?

9:07 - How can someone attend EmpowerEd?

9:58 - How has the Foundation made a difference?

12:16 - What is the best financial advice you've ever received?

13:53 - What would you do with extra pocket change?

To buy EmpowerEd tickets or become a table sponsor, visit leadersgives.org/events. You can also learn more about the Leaders Education Foundation at leadersgives.org. EmpowerEd: An Evening with Dr. John Delony is presented by West Tennessee Healthcare.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #education #johndelony #scholarships #college #school #student #learn #watch #daveramsey #mentalhealth

Why is it important to impact students, develop leaders, and give back to small businesses in our community? Lauren Saliba, Vice President of Education and Leadership Development at the Greater Jackson Chamber, joins Carrie and Shea on the Pocket Change Podcast. She shares about the leadership opportunities the Chamber offers, how they have grown over the years, and how they plan to enrich the lives of people not only in Madison County but across West Tennessee.

Highlights

1:33 - Tell us about your journey to the Jackson Chamber and the programs you oversee.

2:59 - What's your experience with Leadership University?

6:10 - Can you give us an overview of the Leadership University program?

7:41 - What is Leadership Jackson?

10:22 - What does applying look like for Leadership Jackson and how many are accepted?

16:17 - Can you share how the Chamber has evolved and grown over the years?

18:31 - What is the best financial advice you've ever been given?

19:16 - What would you buy with your pocket change?

To apply for the Leadership Jackson program, visit leadershipjackson.com. Learn how to become a member of the Greater Jackson Chamber at jacksontn.com.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #jacksontn #chamber #business #education #school #tourism #tennessee #family #jobs #foryou #leadership

Why is it important to be financially prepared for your child's future? In the newest episode of the Pocket Change Podcast, Financial Champion Lindsey Jackson shares how she and her husband have prioritized their children's financial well-being through saving. Listen to the full podcast to hear her tips and tricks for how to stick with your savings goals and how saving can intentionally make a meaningful difference in your children's lives.

Highlights

1:12 - Where did you get your passion for helping children save money?

1:42 - Can you tell us about your family and journey to saving?

3:29 - What are some things you say to our members about saving?

4:57 - How do you balance saving for an emergency and your children's savings?

6:01 - How do you involve your kids in saving?

10:51 - Are there any specific savings goals that you have met yourself?

11:37 - What is the best financial advice you've ever been given?

12:19 - What would you use with your pocket change?

Want to see when you'll reach your savings goals? Be sure to check out our savings goal calculator to know what you'll need to set aside to meet your savings at leaderscu.com/savings-goal-calculator.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #savings #savingsgoals #goals #financialeducation #save #financialfreedom #finance #money #foryou

How does the YMCA of Memphis and the Mid-South make a difference for families in our community? Representatives from the Y, Dave Bratcher and Rachel Ryan, share the organization's story and highlight their new Dancing with the Stars Memphis event on the Pocket Change Podcast. Be sure to listen to the full podcast to learn the YMCA's history, how it has grown, and who will be taking the floor at their upcoming event.

Highlights

1:08 - Could you tell us about what you do with the YMCA and the Mid-South?

4:39 - Can you tell us about your upcoming event, Dancing with the Stars?

5:54 - What are some of the programs that the Dancing with the Stars will help support?

7:54 - Who is dancing in Dancing with the Stars?

10:16 - Can you give us more details about what people can expect?

12:41 - Can you tell our listeners how they can support their local dancers?

13:15 - What is some of the best financial advice you've ever been given?

15:29 - How would you spend your pocket change?'

To learn more about the YMCA in Memphis and the Mid-South, visit ymcamemphis.org. Be sure to vote for your favorite dancer for Dancing with the Stars at dancinginmemphis.com.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #ymca #dance #nonprofit #give #learn #donate #memphis #tennessee #education #serve #dancing #celebrity

Do you have a passion for starting your own business? Lee and Beth Wilson are local entrepreneurs with extensive experience starting businesses from the ground up. From an escape room, running from the law on a reality tv show, and making candles, they share their story of entrepreneurship on the newest episode of the Pocket Change Podcast.

Highlights

1:15 - Can you share about your journey to entrepreneurship?

2:23 - What led you to open escape rooms?

9:24 - How did Lee end up being on the CBS reality TV show, Hunted?

13:10 - What did Beth think of Lee going on Hunted?

22:04 - Where did the name Wisdom House originate?

34:34 - Tell us about your success with the Wisdom House candles.

37:50 - What's the best financial advice you've been given?

40:05 - What would you do with your pocket change?

40:57 - Where can you get Wisdom House candles?

To learn more about Wisdom House or to purchase a candle, visit wisdomhouse.com or go to their Etsy Shop at https://www.etsy.com/shop/WisdomHouseCo.

The Pocket Change Podcast is presented by Leaders Credit Union. Visit leaderscu.com to begin your financial journey with us!

#podcast #business #localbusiness #entrepreneurship #wisdomhouse

How does Leaders help members through financial hardships? In this episode of the Pocket Change Podcast, Member Solutions Representative Vanessa Rogers shares how her department assists members with any questions or roadblocks they may encounter along their financial journeys. Also, discover how Leaders has evolved over the years and how being community-focused can make an impact.

Highlights 1:26 - Can you tell us about your journey to Leaders? 1:52 - Where did you start at Leaders when you arrived? 2:13 - What other departments have you worked in at the credit union? 2:34 - How does the Member Solutions Department help members? 3:46 - Why is it crucial for Leaders to help members during their financial hardships? 4:35 - What are some stories about how you've helped members over the years? 7:08 - Why do you think giving back to the community is important? 8:31 - What are some of the first changes you experienced at Leaders? 9:08 - What are some of your favorite things about Leaders? 10:38 - What is some of the best financial advice you've been given? 10:58 - What would you spend with your pocket change?

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#financialfreedom #financialjourney #finance #money #savings #creditunion

What exciting things are happening in Madison County, Tennessee? From growth in population to new local businesses and schools, Madison County Mayor AJ Massey joins the Pocket Change Podcast to discuss how his administration has been making an impact. Mayor Massey shares how his former career in banking prepared him for public office. Be sure to listen to the full episode to learn all the developments unfolding in our community.

Highlights

1:21 - Could you tell us about your journey into politics?

4:52 - What is something you're most proud of in your role as mayor?

10:03 - What do you see as the most significant challenge for Madison County right now?

12:29 - What can you share about the Jackson Regional Airport?

14:13 - What is your favorite new addition to Madison County?

16:11 - What updates can you share about the new Pope School project?

17:50 - What is the best financial advice you've ever been given?

19:16 - What would you do with your pocket change?

To learn more about Madison County, visit their website at madisoncountytn.gov.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #government #tourism #jacksontn #economy #businessdevelopment #business #localbusiness #travel #exploretennessee #explore #smalltown

Did you know the generation you come from might influence how you handle money? On this episode of Pocket Change, Carrie and Shea sit down with Adam Clarke, AVP of Sales Development at Leaders Credit Union, to discuss the different generations and their preferences. Whether you are a Gen-Xer or Boomer, Clarke shares how his team sees members interact differently with their banking needs and communication depending on their generation. Learn more about these generational differences and how Leaders uniquely serve each in this episode of the Pocket Change Podcast.

"We try to make sure that we're reaching a hand out in every direction so that wherever our member reaches out for us, we're ready to grab them," said Clarke.

Highlights

1:27 - Tell us about yourself and what you do here at Leaders.

2:01 - What generation is your family?

2:23 - What are the differences between the generations in how they prefer to bank?

3:42 - What do you see in communication differences across generations?

4:53 - How does the AmpliFi team meet members where they are in their financial journey?

6:54 - Why would someone choose Leaders?

7:53 - What is the best financial advice you've ever been given?

9:07 - What would you do with your pocket change?

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#podcast #trends #genz #millennial #banking #creditunion #innovation #finance #money #foryou

What exciting things are in store for the City of Jackson? From revitalizing downtown to developing a Great Wolf Lodge, hear what the city has to look forward to from the City of Jackson's Mayor, Scott Conger, on the newest episode of the Pocket Change Podcast. Also, listen in to hear about his journey into politics, what challenges he's faced in his role as mayor, and his best financial advice.

Highlights

1:17 - Can you tell us about your journey into politics?

3:33 - What are you most proud of in your role as mayor?

5:39 - What do you see as a significant challenge for the city of Jackson?

7:15 - Why is it important to have a strong and vibrant community downtown?

8:35 - Can you tell us about the Great Wolf Lodge and the new convention center?

10:49 - How is city leadership serving the community through the various outreach initiatives in Jackson?

12:44 - Could you give a personal reflection of what it was like to lead the city of Jackson through a pandemic?

14:33 - What is some of the best financial advice you've ever been given?

15:27 - What would you spend with your pocket change?

Stay updated about upcoming events in the city of Jackson by visiting jacksontn.gov.

The Pocket Change Podcast is presented by Leaders Credit Union. To learn more about Leaders, visit leaderscu.com.

#cityofjackson #jacksontn #731 #tennessee #downtownjackson #podcast #creditunion #citydevelopment #tourism #government