In this episode of Thrive and Achieve, Dr. Matt Markel interviews Carl Pearson, a retirement planner with a diverse background in chiropractic care and financial services. They discuss the importance of financial planning, common mistakes people make as they approach retirement, and strategies for different age groups. Carl emphasizes the need for clarity in financial goals, the significance of income replacement in retirement, and the importance of diversification in investment strategies. The conversation also touches on the differences between Roth IRAs and 401(k)s, the necessity of taking control of one's financial future, and the mindset needed to thrive and achieve financial success.