More than 40% of homeowners carrying a mortgage right now are over age 65. Clark discusses the implications of this obligation in terms of interest rates, loan term lengths and home prices. Also, how much can you trust a website’s chatbot? Air Canada recently got into trouble over its AI bot. What you need to know about AI in the information space, including a NEVER rule about searches. 

Having A Mortgage At Age 65+: Segment 1

Ask Clark: Segment 2

AI Chatbot & Search Warning: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

NYT Keeping a Mortgage After 65: A ‘No Brainer’ or a Big Risk?

Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need

Term Life vs. Whole Life Insurance: Understanding the Difference

What Is Term Life Insurance?

How To Buy Term Life Insurance in 7 Easy Steps

Best Investment Companies for Investors in 2023

Best Auto Insurance Companies and Some of the Worst

Why You Need To Re-Shop Your Car Insurance Right Now

Homeowners Insurance Archives - Clark Howard

New York Post: Air Canada ordered to refund passenger after ‘misleading’ conversation with site’s AI chatbot

5 Money Tips To Know Before You Travel Abroad

What’s the Best Way To Exchange Dollars for Foreign Currency?


Clark.com resources

Episode transcripts

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03.05.24  Carrying A Mortgage Over Age 65  /  AI Chatbot & Search Warning

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

Business

Investing

Careers

Management & Marketing

Business News

Shopping

Entrepreneurship

Today Clark’s talking about scams and how to avoid them! First, a special warning if you sell or buy items on Facebook marketplace. Later, AI has enabled crooks to clone voices. This is a huge problem, enabling criminals to trick people into thinking they are talking to a relative, or even a boss. What to look out for so you don’t get ripped off.   

Facebook Marketplace Scams: Segment 1

Ask Clark: Segment 2

Voice Cloning Cons: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Facebook Marketplace Scams: Everything You Need to Know

Banks and Users Warn of Scammers on Facebook Marketplace

4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!)

Safer Ways To Send Money

Pirate Ship Review: Pros & Cons of This Cheap Shipping Service

Number of 401(k) ‘millionaires’ jumped 41% last year, says Fidelity


How To Open a Roth IRA / What Are Index Funds?


Fighting back against harmful voice cloning

What's the Best Way To Donate to a Charity?

BBB-File a Complaint

How To Dispute a Charge on Your Credit Card

Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

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Episode transcripts

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05.02.24  SCAM Alerts:  Facebook Marketplace Fraud & Voice Cloning Con Jobs

You have the power to lower your power bills this summer. Clark offers several ways to reduce summer cooling costs. Also, get notable savings with Visible’s new annual plans, plus new disclosures through broadband ‘nutrition’ labels.  

Save On AC This Summer: Segment 1

Ask Clark: Segment 2

Visible Deals & New Broadband Labeling: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

How To Save Money on Utilities- clark.com

6 Smart Ways to Cut Your Utility Bills

Federal Tax Credits for Energy Efficiency

Energy Efficient Home Improvement Credit

HELOC vs. Home Equity Loan: Similarities and Differences

Homeowners Insurance Archives - Clark Howard

Company and Rating Search - Best's Credit Rating - AM Best

Visible Announces New Annual Plans: Save up to $145/Year

Visible Review: 5 Things To Know Before You Sign Up

Clark.com - CELL PHONES

Broadband ‘nutrition’ labels are coming – here’s what you need to know

FCC rolls out mandatory ‘nutrition labels’ for internet providers’ plans

Should You Buy an Extended Warranty on Your Car?

What Is an HSA Account and How Does It Work?

Fidelity - Health Savings Account | HSA Investment Options


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

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05.01.24  SAVE MORE On Summer AC Costs AND Cell Phone Service

As promised, today Clark shares his crazy (like a fox!) idea on how to fix the housing crisis.  Also - a warning about buying a code-share airline ticket. Know how code-share tickets work, and often, don’t work. 

Clark’s Housing Market Fix: Segment 1

Ask Clark: Segment 2

Code-Share Airline Tickets: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Why many homeowners feel trapped by low-rate mortgages

[The Washington Post] Inflation keeps coming in hot, likely delaying interest rate cuts

Biden’s manufacturing industry is expanding. That could be bad for inflation

3 Facts That Help Explain a Confusing Economic Moment

10 Best New Products at Costco in April

10 Secrets All Shoppers Need To Know About Costco

Avoid the #1 Mistake That Car Buyers Make

Simple vs. Compound Interest: Definition and Formulas

Clark.com - How To Buy a Used Car

How To Open a Roth IRA

Help! Air Canada Ruined Our Trip to Ireland but Won’t Take the Blame.

Codeshare Flights Explained - NerdWallet

Follow Clark Howard's #1 Rule To Travel Cheap

Hopper: Book Travel on Mobile


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
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04.30.24  Mad Professor Clark’s Cure For The Housing Crisis  /  Code-Share Airline Tickets

The job market has been a crazy ride over the past several years, and job hopping has become commonplace. But is it still a good idea to chase higher pay? How important is stability and loyalty now? Also today - An old idea by legacy retailer Sears, which sold over 70,000 mail-order homes between 1908 and 1942, has resurfaced. Hear how Home Depot is getting in on the affordable housing market.

Job Stability: Segment 1

Ask Clark: Segment 2

House Building Kits: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Does it still pay to change jobs as salary strategies shift?

Here's how salary offers are trending for job hoppers as pay settles into 'new regime'

The job market has hit a new normal. Here's why everyone hates it.

The Cheapest Cars to Insure in 2024

What Are the Cheapest Cars To Insure? (2024 Cost Guide)

Robinhood Gold Credit Card: Is It Worth It?


Housing market affordability is so strained that Home Depot is selling tiny homes for $63,000  

Sears Modern Homes

Cancel for Any Reason Trip Insurance: Should You Buy It?

What should travelers do with all these cruise credits?


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
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04.29.24  A Rethink On Job Stability  /  A Housing Simplicity Movement Is Underway

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, If you love cruising, good news. An old way to get really cheap cruise prices at the last minute is making a comeback. 


Clark Stinks: Segments 1 & 2

Cruise Deals: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

The Best Place To Buy a Mattress

The Platinum Card® from American Express Review: Is It Worth It?

Target Is Rebranding Its Credit Card Program: What You Should Know

NYTimes: Standby Cruising: A New Option for Bargain Seekers

Kyte Review: Why a Travel Expert Is Impressed by This New Car Rental Service

Turo: 5 Things To Know About the Cheap Car Rental Service

What Is a Bridge Loan and How Does It Work, With Example

New to volunteering? A How-To-Guide to find the right fit


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
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03.05.24 Carrying A Mortgage Over Age 65 / AI Chatbot & Search Warning

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