Sign up to save your podcasts
Or
Share Cash on the Sidelines Myth and Tax-Efficient ETF Conversions
Share to email
Share to Facebook
Share to X
Share to email
Share to Facebook
Share to X
Or
Cash on the Sidelines Myth and Tax-Efficient ETF Conversions
Halloween decorations are acceptable, but $7 trillion in "cash on the sidelines"? Andy explains why this bullish talking point might be overblown when you examine the actual numbers relative to market size.
Plus, Andy & Adam discuss the complex world of 351 conversions - a 100+ year old tax code provision that's suddenly relevant for modern ETF launches. From charitable remainder trust optimization to why your Halloween costume might be more strategic than your investment allocation.
We cover:
- Why $7 trillion in cash sounds scary until you do the math per person
- The real story behind "cash on the sidelines" market predictions
- Fed rate cuts already dropping money market yields in real time
- 351 conversions: turning individual stock portfolios into tax-efficient ETFs
- How ETF structures avoid capital gains through creative rebalancing
- Charitable remainder trust investing: why asset location matters more than allocation
- The distribution hierarchy that determines your tax bill
- Golden Girls Halloween costume coordination (non-financial advice)
⏱️ Timestamps:
- (00:34) Halloween decoration timing and market forecast season
- (03:05) $7 trillion cash myth: sounds big until you see the context
- (04:44) Why cash builds during downturns and what it really signals
- (05:49) Price makers vs. price takers in market dynamics
- (06:54) Cash as percentage of market cap tells the real story
- (10:00) Fed cuts already dropping money market rates
- (12:20) Why staying invested beat chasing 5% cash in 2022
- (15:55) 351 conversions: 100-year-old tax law meets modern ETFs
- (19:20) ETF tax efficiency: swapping Apple for Exxon without capital gains
- (28:40) CRT listener feedback: why two trusts performed so differently
- (29:25) Asset location vs. asset allocation in tax planning
- (37:50) Halloween Golden Girls costume reveal
- (39:00) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
Follow Andy Pratt on LinkedIn
#cash #etfs #charitabletrust #taxplanning #assetallocation #moneymarketrates
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.
View all episodes
By Burney Wealth ManagementHalloween decorations are acceptable, but $7 trillion in "cash on the sidelines"? Andy explains why this bullish talking point might be overblown when you examine the actual numbers relative to market size.
Plus, Andy & Adam discuss the complex world of 351 conversions - a 100+ year old tax code provision that's suddenly relevant for modern ETF launches. From charitable remainder trust optimization to why your Halloween costume might be more strategic than your investment allocation.
We cover:
- Why $7 trillion in cash sounds scary until you do the math per person
- The real story behind "cash on the sidelines" market predictions
- Fed rate cuts already dropping money market yields in real time
- 351 conversions: turning individual stock portfolios into tax-efficient ETFs
- How ETF structures avoid capital gains through creative rebalancing
- Charitable remainder trust investing: why asset location matters more than allocation
- The distribution hierarchy that determines your tax bill
- Golden Girls Halloween costume coordination (non-financial advice)
⏱️ Timestamps:
- (00:34) Halloween decoration timing and market forecast season
- (03:05) $7 trillion cash myth: sounds big until you see the context
- (04:44) Why cash builds during downturns and what it really signals
- (05:49) Price makers vs. price takers in market dynamics
- (06:54) Cash as percentage of market cap tells the real story
- (10:00) Fed cuts already dropping money market rates
- (12:20) Why staying invested beat chasing 5% cash in 2022
- (15:55) 351 conversions: 100-year-old tax law meets modern ETFs
- (19:20) ETF tax efficiency: swapping Apple for Exxon without capital gains
- (28:40) CRT listener feedback: why two trusts performed so differently
- (29:25) Asset location vs. asset allocation in tax planning
- (37:50) Halloween Golden Girls costume reveal
- (39:00) Podcast disclosures
Resources:
Follow Burney Wealth Management on LinkedIn
Follow Adam Newman on Linkedin
Follow Andy Pratt on LinkedIn
#cash #etfs #charitabletrust #taxplanning #assetallocation #moneymarketrates
The Burney Company is an SEC-registered investment adviser. Burney Wealth Management is a division of the Burney Company. Registration with the SEC or any state securities authority does not imply that Burney Company or any of its principals or employees possesses a particular level of skill or training in the investment advisory business or any other business. This content is for informational and educational purposes only. It is not intended as personalized investment advice or a recommendation.