Cashflow Diary™

When it comes to Real Estate Investing, Christina Suter is one of the most experienced I’ve met. She’s been at it for 25+ years and she’s done all types of deals, and now she mentors others who want to follow her path. Christina made herself a promise early on: she would never get into a long-term investment if it didn’t work for her personally and wasn’t in alignment with her goals. Hey, that’s what I call “Investor Identity.” Until you know your Investor Identity you can’t choose the best long-term investments. Christina drives this point home in memorable way. In fact, she got her start as a Real Estate Investor in a memorable way. It was at the tender age of 17 when she was pushed into investing through a family tragedy. What Christina found was that she loved Real Estate Investing! Her deals started out small in the single-family home side of investing, and then they got bigger and bigger. It wasn’t until Christina started investing in multi-family dwellings that she actually left her J – O – B, however. Before letting go of her 9-to-5 life to become a full-time investor, Christina held jobs as a special education teacher and marketing professional. When her portfolio of properties, her numbers and her cashflow worked, she stopped working a traditional job. Christina Suter gives EXCELLENT information and guidance in this Cash Flow Diary podcast episode about how to take your first step into Real Estate Investing and how to grow your business. Listen and learn!  Listen Now.

International Investor Taylor White has been investing in Real Estate since the age of 22 and living overseas since the age of 27. In fact, he has invested in five countries! That’s to be applauded. Taylor started out helping his father in a bricks-n-mortar business, but knew it wasn’t for him. He hated the long hours and all the issues he had to deal with in running the business. So what did he do to make a shift in his thinking? He started reading lots of books in no-money-down Real Estate Investing and then learning from people who were seasoned Real Estate Investors. Taylor found his passion. His first deal was buying an apartment in San Diego just after 9/11 with zero down. That’s when the bug bit him… the Real Estate Investing bug! In life, one thing leads to another. That’s what happened for Taylor, too. He got interested in international investing. Taylor became successful for reasons. He had no money, but he had a whole lot of passion. Then he took action step after action step to get where he is today. Now he works with some pretty amazing people and Real Estate businesses internationally. Taylor wanted to live a life he desired and not the life he was living before becoming an investor. That was the driving force behind his transformation from working day to day to living life to the fullest at a Real Estate Investor. Taylor and I hit it off because he’s an action-stepper and believes in “aim, ready, fire” just like me! Plus, he knows ANYTHING IS POSSIBLE once you figure out how you do it, and that if he can’t do every part of a deal, there are people for that part. This guy is great. I’m going to be a guest on his podcast, Overseas Property Insiders, too. We’ll let you know when that will be available. Right now, listen to this Cash Flow Diary podcast interview to hear Taylor White’s journey in Real Estate Investing, what he’s learned and how he started out just like you… not knowing anything about investing, who to put on his team or anything about the different markets. You’ll learn about new markets you may not have considered investing in before and maybe some new terminology!

This episode is really something different and really exciting, because it was recorded live at none other than the Sovereign Man Simon Black's Academy for young entrepreneurs gathered from around the globe. They come together this year in Lithuania to learn about what it takes to be an entrepreneur and Real Estate Investor. This episode is a crash course on everything that's covered in my book, Cash Flow Diary! We cover a whole lot of ground. The young people in the audience give me a run for my money, but it's a thrill when they start to get what I'm saying. Listen and learn my number-one goal I'm going for when getting referrals and how I use a technique I call "drafting" to get more people to attend my Cash Flow 101 games. I teach the youth why they can't look at the entire staircase when they really need to be looking at the first step! In a rousing back and forth, I discuss all sorts of topics with the energetic audience members. You're going to want to listen to this one closely and take notes. It's like a mini course into investing! Listen Now.

Mobile device recycling expert Nathalie Mortine proves that anything can create cashflow if you solve a problem. That's what she and her husband do in their business, Elite Phone Buyers in Cincinnati. Nathalie also proves that perseverance, consistency and refusing to quit are excellent character traits for successful entrepreneurs. Before she was on TV and did really cool things in the mobile device recycling market, this youngest of six siblings had to learn to get heard over the noise. She also had to overcome her shy tendencies to succeed as she does today as an entrepreneur. That path wasn't easy, as you will hear in this introspective Cash Flow Diary podcast episode. You will also learn from Nathalie why there are lots of reasons to surround yourself with successful entrepreneurs and break bad habits that ultimately hold you back from the success you crave. We also discuss the importance of leaving a legacy not just for your family but for the world, and all sorts of interesting topics that have to do with Nathalie's world... and yours.

Growing up in “the hood” Pastor Mel Keyes wasn’t always on the righteous path he finds himself on today, but some things he learned growing up in a rough neighborhood were lessons he would apply later in life. For example, entrepreneurship and salesmanship. To earn money, he and his friends would buy small doo dads at wholesale pricing and flip them at retail in nicer neighborhoods. It was a great lesson. He got a taste for working on his own and for sales. Today his ministry includes programs to help others become entrepreneurs and teach them skills they need to succeed. He also teaches leadership skills, which is something he learned during his many years of service in the U.S. Air Force. Pastor Mel says he got the discipline and focus he needed in the Air Force that he hadn’t gotten at home. After the military, Mel answered the call to become a minister, but he isn’t your typical pastor. Beyond leading the people of his church in San Antonio he also leads entrepreneurs to be their most successful, bringing his talents together to help them improve their skills and businesses. Pastor Mel founded Joshua Generation to help in all these areas and to serve a greater number of people even beyond his neck of the woods. He has a popular radio show and is hosting his first annual entrepreneurs’ event in San Antonio from September 12th through 14th. Learn more about it. Visit www.Joshuahouseofworship.org. The good pastor says he finds fulfillment in leading others through his ministry to gain the leadership and entrepreneurial skills they need to create a life of abundance. His mission is to economically empower the people to whom he ministers. Listen to this enlightening Cash Flow Diary podcast episode as we discuss why abundance is a positive thing, as well as apprenticeship, values, building the right skills, enjoying and sharing our gifts, and truths about a whole lot of things in business and life. We even talk about how money is NOT the root of evil but rather it is our relationship to money that brings about good and evil. Listen Now.

As Monty Python might say, now for something completely different! (Or something like that anyway.) Call it an experiment, but this is what we're doing today as a podcast episode, because it came to my attention that you might not know that every Tuesday at 4 p.m., PST, I do a LIVE online show called Q & A with J. What's the show about? I host it for one reason: to answer investors’ questions in real time . It is really fun for me, because I never know the types of questions I’m going to get. The audience is made up of a mix of new and very seasoned investors… and everything in between. We cover a lot of ground as the questions come rolling in through the chat window about wholesaling, Raising Private Capital, fix 'n' flips, buy-and-holds, notes, negotiating deals, calculating terms and payments, and so much more. I also answer questions that I get from people ahead of time. If you want to send in your questions so they are sure to be answered, head over to www.cashflowdiary.TV/updates. Follow the prompts and get your questions to me as fast as you can. Then tune in to the next Q & A with J., which again is Tuesday at 4 p.m., PST, on www.cashflowdiary.TV. Have a pen, paper and maybe even a calculator ready, because you’re going to want to take notes and maybe run numbers along with me. Some have called this show my best-kept secret, because we don’t talk too much about it. The show’s popularity is certainly growing, so word might be getting out. That’s what prompted this podcast episode. Hey, I want you to join me for every episode and get a chance to ask questions. It keeps me on my toes and helps me serve you better. Why wouldn’t you join me for the next Q & A with J.? The price is right. It’s free! For now, listen to one of my recorded episodes. Enjoy!

Life coach, consultant, speaker, author Kimanzi Constable tells it how it is in a refreshingly open Cash Flow Diary podcast episode. Kimanzi shares everything he went through to create the success he now enjoys. Surprisingly, he holds nothing back. This two-time self-published writer has now sold more than 80,000 copies and landed a contract with a legitimate publisher. But that was not his dream. (He thought it was, but he would learn differently.) His real dreams were realized when he started helping other people overcome their problems. When he stopped focusing on what would make him happy to what would serve others his whole life changed. Listen to this episode to learn how Kimanzi went from delivering bread at the age of 19 to starting a six-figure business that same year to losing it all a few years later to building a life to be proud of... and being a bestselling author, too. Listen Now.

If you're new to Real Estate Investing and concepts in Raising Private Capital, you may not know just who Samuel Freshman is, but you need to. He wrote Principles of Real Estate Syndication, one of the best books to read if you plan on taking your Real Estate Investing business to the next level. If you're new to investing, rest assured that Samuel started just like you are, one step at a time. While today he is a professional syndicator, Real Estate promoter and author, he wasn't always. This conservative and highly successful investor began as a lawyer. When he got out of school he asked his father what he should do. His dad was a smart guy, because his answer was to follow the trend of what was happening in Real Estate in California where Samuel lived. His dad told him to become a Real Estate Investor. After working as an attorney, Samuel realized just how right his dad was, because his wealthiest clients were those who invested in Real Estate. BINGO! A light bulb flipped on and Samuel dove in (conservatively, of course). He says that he earned more in ONE deal than he earned in 20 years working as an attorney. He was hooked. While he no longer practices law, he certainly uses his skills in his investment team. He likes to handle the legal stuff and numbers. He lets his team do the other parts that they're best at doing. Samuel also says he made plenty of mistakes. Two are not buying enough property and selling too soon. And he says that when it comes to Real Estate it's really not about location, location, location but rather how you get your deals financed. Listen to this incredibly educational Cash Flow Diary podcast episode to learn more about leverage, using debt and equity in deals, the importance of networking, how to be a successful syndicator and other things Samuel has learned as in investor over the past 60 years and five recessions. There's an event you'll want to attend, too. It's something he will definitely be at and it's all about Creative Financing. That happens in Los Angeles on September 16, 2014. Look it up on www.CreativeFinancingConferences.com. If you're anywhere near L.A., get there. FOR NOW, LISTEN TO THIS EPISODE.

Why should you care about currency and how it works? What is the ebb and flow of the Fed anyway? And what the heck does the 16th Amendment mean to you? That’s what Cash Flow Diary podcast guest Russell Gray talks about, simplifying these lofty topics so we can understand in layman’s terms. As investors, the more we know the better we can be at what we do. That’s what the DIIP is all about. That’s why I tell you to read the news, see what you can take away from what’s going on in our world today and then apply what you learn to your Real Estate business. Politics, the economy and how our Federal Reserve works dictates a lot of factors that affect your success as a Real Estate Investor. Russ spent years learning everything he could stuff into his brain about currency and investing. His research took him into the area of macroeconomics as he learned more about the Baby Boomer market. One of the most interesting things about Russ is that the way he explains things makes it easier to understand. Another thing you’ll understand after listening to this episode is that no matter what happens in your life, you can pivot and keep moving toward your end goals. That’s what Russ has done. He says he’s been able to accomplish so much because he doesn’t just recognize opportunities, but because his vision remains clear in his mind, he can adjust to any changes that come along in life and business. He’ll stay on track, no matter what. Learn things you absolutely need to know from Real Estate Radio Guy, author, business owner, TV show host and all-around smart dude Russell Gray! Listen now.