Retirement is a fact that each and every one of us has to face. There will come a day when we will not be able to earn. However, expenses won’t stop. Life is like a bucket with a hole under a tap. On one hand, you pour in water and on the other hand, water goes out through the hole. Now consider a situation when the tap stops working. The bucket will soon be empty. Retirement is that stage of life when the tap stops working.

Retirement is a time when one finally gets enough time in hand to follow a passion. No one would like to spend retirement thinking of where the next penny will come from.

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