In today's episode, we share our personal experiences and strategies for tracking earnings, savings, and investments throughout the year. The discussion also sheds light on the importance of budget planning, tracking expenses, financial discipline, and the psychological aspect of feeling financially secure. We further delve into investing, emphasizing making informed and disciplined decisions rather than blindly following market trends. The conversation concludes with an agreement that while tracking gives a sense of control, it also aids in better financial decision-making, ultimately leading to an improved quality of life.

In today's episode, 3 of our regulars get together to discuss their preparations for a possible 2024 recession and how they're planning their portfolios. They dive into the impact of global events such as wars and elections, and the constant flux of information on their investment decisions. The trio also explore the concept of financial 'bubbles', the role of tech and AI, varied asset classes and the importance of remaining versatile and resilient in the face of market changes.

In today's episode, we dissect the struggle of travel planning as NRIs. We discuss juggling the desire to explore the world with the constraints of limited leave, budgeting, and familial obligations. You'll hear our strategies, travel tips, and hacks on how to maximize the value of currency conversion. Lastly, we tackle the topic of budgeting for travel, offering interesting ways to manage and save for travel expenses.

In today's episode, we discuss personal finance and investment strategies with Avinash Mehta, a certified investment professional based out of Nagpur, India. As founder of Big Capita, Avinash specializes in advising NRIs and comes with rich experience in wealth management. In this episode we discuss the importance of consulting a qualified financial professional for managing finances in different countries, like India, Singapore, and the U.S. Special emphasis is put on understanding taxation laws, managing investments in terms of equity and mutual funds, and the relevance of capital gain tax in different countries. The effect of currency fluctuation on investments, the approach to investing in real estate, and the possible impact of recession on investments and financial planning are also touched upon.

In today's episode, we discuss personal finance and investment strategies with Avinash Mehta, a certified investment professional based out of Nagpur, India. As founder of Big Capita, Avinash specializes in advising NRIs and comes with a rich experience in wealth management. Avinash explains the importance of having a clear financial structure and of being aware of one's investment purpose. He also discusses the complexities related to NRIs' investment preferences, which range from real estate enthusiasm to random insurance plan acquisitions. Avinash points out the need for addressing currency risks, geographical switches, and taxation issues, emphasising the significance of knowledge across the globe when it comes to investment strategies. He ends the episode by outlining an ideal portfolio for NRIs.

It was a long and engrossing chat, so we'll be releasing it in two parts. Enjoy Part 1!

In today's episode, we discuss how each of us is preparing for the eventuality of retirement. The conversation takes on aspects like the definition of retirement for each individual, the possible locations of retirement, their potential activities post-retirement, and the challenge of planning finances for the unknown future. It's another deeply personal topic, so hear our takes on how we are thinking of retirement and what factors come into play for us.

In today's episode, we discuss a crucial financial decision for any expat - how much money should one keep in their home country while living overseas? We share our perspectives on this topic as we discuss financial allocations, consideration of home country bias, advantages and disadvantages, and considerations for future property investment. The panel delves into various scenarios and potential strategies, emphasizing that personal finance decisions should be personalized and well-thought-out.

In today's episode, we follow up from our previous episode regarding advisors - by getting an actual advisor to come in and chat with us. Aditi Mittal, currently at Manulife in Singapore, focuses specifically on NRIs. This was a long and engaging chat, so the episode is uploaded in 2 parts. Please listen to Part 1, to enjoy the full chat.

In today's episode, we follow up from our previous episode regarding advisors - by getting an actual advisor to come in and chat with us. Aditi Mittal, currently at Manulife in Singapore, focuses specifically on NRIs. This was a long and engaging chat, so the episode is uploaded in 2 parts.

In today's episode, we discuss why someone should or shouldn't look for a financial advisor. We discuss our experiences, good & bad, on what constitutes a good financial advisor and how important it is for the financial advisor's incentives to be aligned with the client.