Hello listeners! We are back with the 22nd episode of Charge! In store for you today, we have a conversation with Tom Reay, CTO of Flux. Flux provide digital receipts, right in your banking app. They're currently available with Costa, Pod and Eat with more partners announced with increasing regularity. Tom explains that Flux face a challenge: their product will be able to operate at full capacity once it is ubiquitous, so how do they get there? The merchants will be happy to meet consumers on a platform used widely, whilst the consumers want to take advantage of a scheme all of the merchants are using. As Tom will explain, the key is in the structure of open banking ...

Find out more about Flux on their website: https://www.tryflux.com/

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The DVELP website: dvelp.co.uk/

Twitter: twitter.com/DVELP_team

Contact the Charge team at [email protected]

#ChargePodcast Announcement: this is host Maria Christina's last episode! She's moved on from DVELP and we all wish her the best of luck. You may have noticed that the upload schedule of Charge has been a little varied of late: that's because we're going through a busy period with fewer available hands. We're working hard to make sure everything runs smoothly and to assist with that, we've decided to make Charge a monthly occurrence. We welcome any feedback you may have on this decision, as well as anything else related to Charge. Catch you next month!

Charge is back! This week we have an interview with girl boss Anisah Osman Britton of 23 Code Street, a coding school for women with a 1-for-1 programme in Mumbai. Anisah chatted to Louisa and Maria Christina about the challenges facing women in the tech industry and how 23 Code Street is helping them get ahead. In the second half of the interview, we spoke about sustainable social enterprise in her reciprocal programme working with NGOs based in Mumbai, India. Every time a student pays for their 23 Code Street course in London, they also pay for a disadvantaged woman in Mumbai to learn digital skills too.

Thank you to our listeners for bearing with us whilst Charge was on a small break. Things have been full on at DVELP and your Charge team are happy to be back in the studio this week. Subscribe to make sure you don't miss future episodes!

Check out 23 Code Street at their website: http://www.23codestreet.com/

Find Charge on:

The DVELP website: dvelp.co.uk/

Twitter: twitter.com/DVELP_team

Contact the Charge team at [email protected]

Charge is back! This week we have an interview with girl boss Anisah Osman Britton of 23 Code Street, a coding school for women with a 1-for-1 programme in Mumbai. Anisah chatted to Louisa and Maria Christina about the challenges facing women in the tech industry and how 23 Code Street is helping them get ahead. In the second half of the interview, we spoke about sustainable social enterprise in her reciprocal programme working with NGOs based in Mumbai, India. Every time a student pays for their 23 Code Street course in London, they also pay for a disadvantaged woman in Mumbai to learn digital skills too.

Thank you to our listeners for bearing with us whilst Charge was on a small break. Things have been full on at DVELP and your Charge team are happy to be back in the studio this week. Subscribe to make sure you don't miss future episodes!

Check out 23 Code Street at their website: http://www.23codestreet.com/

Find Charge on:

The DVELP website: dvelp.co.uk/

Twitter: twitter.com/DVELP_team

Contact the Charge team at [email protected]

Deja Vu is rethinking loyalty. Anjalee Sewpaul, CEO and founder of Deja Vu, believes that loyalty is worth more than a discount once you've collected 10 stamps. She wants to reinterpret loyalty rewards in an experiential way and to equip restaurant owners with better data about their loyal customers. We spoke to Anjalee about how she is trying to change our attitude to loyalty and how we can exchange it for rewards without reducing it to a financial transaction. What can business owners understand about what makes their customers loyal?

To hear when Deja Vu launches, sign up at their website: https://www.dejavuapp.co.uk/about-1/

Find Charge on:

The DVELP website: dvelp.co.uk/

Twitter: twitter.com/DVELP_team

Contact the Charge team at [email protected]

On Charge, we usually speak to people involved in startups. Speaking to Dom Sando from MMC Ventures, we got a new angle on Charge’s subject matter: the investor’s POV.

MMC Ventures is a venture capital company investing in tech businesses and Dom is on the investment team. He has particular expertise in AI so in the first part of the interview we drilled down into the state of AI today and explored why the UK is a global leader in this sector.

In the second half of the interview, we spoke more broadly about venture capital and its value offering to startups: why go to a VC instead of a bank? What would working with a VC company look like? What are the signals of future success that VCs look for when choosing startups to work with? How can businesses make themselves more attractive to VC investors? Find out all on this week’s episode of Charge!

Find out more about MMC Ventures on their website: https://www.mmcventures.com/

Find Charge on

The DVELP website: https://dvelp.co.uk/

Twitter: https://twitter.com/DVELP_team

Contact the Charge team at [email protected]

Banking-as-a-marketplace is happening, folks! Starling just launched their Marketplace Platform, Monzo are rolling out their Marketplace Beta ... PSD2 is changing financial services!

Riding the marketplace wave is newcomer Albert, the pocket CFO for freelancers. They automate and dramatically simplify daily finances including invoicing, expensing and taxes, all from one place on mobile.

In this episode of Charge we spoke to the co-founder of Albert, Ivo Weevers. Ivo has over 15 years of experience in designing award-winning mobile products for companies such as Natwest, RBS, and Mercedes. We spoke to him about Albert's experience launching their service in Starling's Marketplace Platform, how open banking has opened doors for their business model and how PSD2 has changed the financial services playing field.

Plug into an episode of Charge about plugging into banks! And may we suggest after you have, you go check out Albert themselves:

Register your interest and download the app at www.getalbert.com ;)

It may be cold and snowy here in London but the #ChargePodcast team are cosied up in the podcast studio! Keeping warm with us this week is Peter Myatt, CEO and Founder of Bean. Bean finds, tracks and manages your bills and subscriptions. The average Bean user saves over £672 per year! Bean is using tech for good to help UK consumers identify and cancel unused services and find the best deal for the ones they do. In this episode of Charge, hosts Louisa and Maria Christina wanted to know about Bean's market and the state of subscription spending today, the tech behind Bean's spending analysis and how they plug into banking data. Stay warm and tune in!

Check out Bean here: https://usebean.com/

Check out DVELP here: https://dvelp.co.uk/

Tweet about this episode with #ChargePodcast

We're on Twitter here: https://twitter.com/DVELP_team

Catch you in a fortnight, and we hope you enjoy the snow as much as we did:

https://twitter.com/DVELP_team/status/968814377171390464