It’s that time of year - charity solicitations. But there are fake charities vying for our hard earned dollars and targeting our senior loved ones. Clark has some important guidelines for legitimate charitable giving. Also. we live in an era of surveillance. Our life online can be tracked and sold for profit, but WE don’t get paid. Yet, that option isn’t new and has resurfaced. Worth it? Clark explores privacy and consumer choice. 

Legit Charitable Giving: Segment 1

Ask Clark: Segment 2

Online Tracking & Privacy Choice: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

NYTimes: 76 Fake Charities Shared a Mailbox. The I.R.S. Kept Approving More.

How To Choose the Best Charities for Your Donations

Is There a Safe Way To Invest in Real Estate?

WSJ.com: Startups Offer to Pay Consumers for Permission to Track Them Online

What Is a C.L.U.E Report and Its Impact on Your Insurance

Why I Think Medicare Advantage Plans Stink - Clark Howard


Health Insurance Guide   -   Pitfalls of Medicare Advantage Plans - Investopedia


What Is a Secured Credit Card and How Does It Work?

Petal Card Review: A Good Option for First Credit Card?

Best Secured Credit Cards: Top Picks for Building or Repairing Credit

Finance Guide for Formerly Incarcerated People - MoneyGeek


Clark.com resources

Episode transcripts

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

11.08.22  Charities: Season of Giving Guidelines  /  Privacy For Sale

Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how loyalty programs affect price decision making and may have you “competing with yourself”. Clark discusses how these programs work across many industries, and what to keep in mind to get the most from them. 


Clark Stinks: Segments 1 & 2

Loyalty Programs: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

How to Start Investing: 10 Steps for Beginners

Should We Worry About the National Debt and Budget Deficits?

Will Social Security Run Out?

What Is a SEP IRA and Who Is Eligible?

Clark Deals - Hotels


When Is the Best Time To Collect Social Security?  /  Social Security When?



18 Ways To Save at Walmart  /  Walmart+ Membership Program: 4 Things To Know


Loyalty programs may limit competition, and they could be pushing prices up for everyone — The Conversation


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

05.10.24  Clark Answers His Critics on Clark Stinks   /   Loyalty Programs: Cost-Benefit Analysis

During COVID, many Americans moved far away from their offices, sometimes out of state. Clark talks about how super-commuters are making it work. Also, Clark gets back to basics on something he hates: annuities. Know which type may actually be useful and which ones are to be AVOIDED at all costs! 

Super-Commuting: Segment 1

Ask Clark: Segment 2

Sold Not Bought - Annuities: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

The rise of the super-commuter

The Best Unlimited Hotspot Plans

Visible Announces New Annual Plans: Save up to $145/Year

Visible Review: 5 Things To Know Before You Sign Up

Using Cellular Data Internationally: Buying a Local SIM Card

InsureMyTrip Review: Why We Like It and How to Use It

How To Choose the Best Charities for Your Donations

What Is an Annuity, and Why Does Clark Think They Stink?

The Only Two Exceptions to Clark Howard's Annuity Rule

What Is a 1035 Exchange? Definition and How the Rules Work

Why I Think Medicare Advantage Plans Stink - Clark Howard


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

05.09.24  Super-Commuters   /   Back to Basics - Annuities

Investing continues to evolve and a new way some fiduciary financial advisors are charging for services could save you money. Know your options to make an informed choice for financial services. Also, before you sign up for expensive dental work, think twice & take Clark’s advice.

Flat Fee Financial Advisors: Segment 1

Ask Clark: Segment 2

Wisdom Teeth- AVOID Unnecessary Dental Work: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Flat Fee Shops Attempt to Shake Up Financial Advising


Advice-Only Network // Flat Fee Advisors


3 Places You Should Never Invest Your Money

What Is a Fiduciary Financial Advisor and Do I Need One?

How To Find and Choose a Financial Advisor

What Is an HSA Account and How Does It Work?

Target Date Funds: Clark's Favorite Retirement Investment

How to Advocate for Yourself at the Dentist

How getting a second opinion can stop you being ripped off — The Conversation

Yes, your smart TV is spying on you – Here's how to stop it

GM Stops Selling Driving Data to Insurance Companies

How to Buy a New Car in 5 Steps


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

05.08.24  Flat Fee Financial Services  /  Dental Treatment Decisions

In our everyday payment decisions, many choose Apple Pay or Google Wallet on our phones. Consumer behavior studies show the more convenient the payment method, the more we spend. Don’t let tap to pay, tap you out! Also today - we are finally seeing the results of people wanting to do more in person. Clark discusses how this is affecting some industries, including food delivery. 

Phone Tap To Pay (More): Segment 1

Ask Clark: Segment 2

The Ghost Of Kitchens Past: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Using your phone to pay is convenient, but it can also mean you spend more

Cash Envelope System: How It Works

10 Best Free Checking Accounts in April 2024

AT&T Data Breach: Take These Steps To Protect Your Information

How to Freeze Your Credit With Experian, Equifax and TransUnion

Ghost Kitchens Are Disappearing, Squeezed by Demand and Complaints

Warning for Cell Phone Users: Do Not Use Public Charging Stations

What Is a Thrift Savings Plan?

Costco vs. Sam's Club: What Is the Difference?


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

05.07.24  Phone Tap To Pay Spending  /  Pandemic Pivots Reversing

How do you feel about targeted ads following you around online? Companies are dreaming up new ways to track us - even when we have our TV show paused! Also, job prospects are great for teens this spring and summer. Now is the perfect time for young people to enter the workforce.  

Targeted Ads Ubiquitous: Segment 1

Ask Clark: Segment 2

Teen Jobs: Segment 3

Ask Clark: Segment 4


Mentioned on the show:

Google Pledges to Destroy Browsing Data to Settle ‘Incognito’ Lawsuit

Why Walmart bought TV-maker Vizio for $2.3 billion - Axios


Is that ad following you around the internet creepy or kind of cool? 

Roku Explores an Insidious Way to Serve up Commercials Via Idle HDMI Inputs | Sound & Vision 

Roku forcing 2-factor authentication after 2 breaches of 600K accounts

Fighting back against harmful voice cloning

RESIDENTIAL REAL ESTATE BROKER COMMISSIONS ANTITRUST SETTLEMENTS

If you recently sold your home, you might get part of your realtor fee back

NAR settlement: Here's what to know about payouts for commission lawsuits

Teens Are Spending Less This Year. Where Their Allowances Are Going.

CPI Inflation Calculator  -  Value of $1.60 from 1971 to 2024

Charles Schwab Review 2023: Pros & Cons

No Surprises Act

Cheapest Way to Rent a Car: Expert Tips


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!
Clark.com resources

Episode transcripts

Community.Clark.com

Clark.com daily money newsletter


Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices

11.08.22 Charities: Season of Giving Guidelines / Privacy For Sale

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