Charles Stanley Radio

We Need to talk about market volatility.

There is a saying that markets rise by walking up the stairs and fall by jumping out the window and after good market performance throughout 2020 and 2021, we've seen this partially unravel in the early months of this year.

To ease Erica's mind and the constant refreshing of her portfolio performance page, she called Rob to discuss the recent market movements, and to better understand why we're seeing this volatility and what actions we can take or not take to combat it.

During their conversation, they cover the role human emotion and sentiment plays within short-term asset pricing and how not to get caught up in the moment, the impact of interest rate and inflation rises are having on markets, the importance of a diversified portfolio, and how pound cost averaging can help turn volatility into an opportunity.

If you're not sure what to think or how to act in relation to the recent market movements, this episode is for you.

Episode references

Erica and Rob mentioned pound cost averaging, you can learn more about what it is with our Learning Centre video What is pound cost averaging?, as well by reading more about how you can invest little but often. You can also learn more about diversification with Rob's article on why your investment portfolio should be like a rugby team.

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investing involves risk.

We Need to talk about your financial New Year's resolutions.

Along with going to the gym more, eating healthier, and losing weight, saving money is one of the top resolutions Brits have for 2022*.

With this in mind, Erica and Rob sat down to discuss financial New Year's resolutions and the what the best approaches are for whipping your finances into shape this year.

During their conversation, they cover what you should have in place before you start investing, how to define goals and stay on track with your strategy, how to make the most of tax-efficient savings, and how to re-appraise your portfolio. If you're looking to focus on your finances this year, this episode is for you.

Episode References:

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investing involves risk.

*Source: [YouGov] https://yougov.co.uk/topics/lifestyle/articles-reports/2021/12/29/what-new-years-resolutions-are-people-setting-2022

Whether you've been on Reddit, YouTube, TikTok or Instagram, you may have noticed that financial and investing influencers are on the rise. But are they all they claim to be? And how much attention should you really be paying to them? 

In this episode, Erica and Rob talk about 'finfluencers', discussing how to distinguish between a credible resource and a scam, the wild west that is the unregulated Cryptocurrency market, and the similarities between the current crypto craze and dotcom bubble.

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investing involves risk.

Whether you've been caught in the long queues for petrol, have found it difficult to buy a new or pre-loved car, or have been waiting 9 months for a new couch or bike, you may have noticed that we're currently in a supply chain crisis. In this episode Erica and Rob talk about what exactly is going on with the supply chain crisis right now, discussing the way its affecting inflation (including wedding tents) and what that means for beginner investors like Erica.

Make sure you read Rob's recent article on inflation which is mentioned in the episode: Is your portfolio resilient to inflation?

If you enjoyed the episode, you might like to check out our Learning Centre YouTube series. Each lesson covers a new investment topic, helping you to understand the basics, bust the jargon, and break down the barriers to investing.

Investing involves risk.

Exchange Traded Funds (ETFs) provide broad market exposure, they are a great avenue for diversification, they are comparatively cheap, they've historically preformed well, and they're easy to purchase.

So, they are ideal for passive buy-and-hold investors, for people who have small pots to work with, or for people who don't want to do a huge amount of research.

Plus, investment legend Warren Buffett is known to be a fan of them.

In the latest episode of We Need To Talk About Investing (investing basics you wished you'd learned in school), Erica and Rob discuss all about Exchange Traded Funds (ETFs).

Whether it be the financial industry's perceived male focused messaging, the off-putting and confusing jargon, or simply the lack of financial education in schools, it's a fact that women are less likely to invest in men. And it's this gender investment gap which can be putting women at financial risk in the long term.

In the latest episode of We Need To Talk About Investing (investing basics you wished you'd learned in school), Erica and Rob are joined by investment manager, Tsitsi Mutiti to explain and discuss the gender investment gap and provide some helpful tips to overcome the barriers to investing.

Always wanted to invest but didn't know where to start? Follow Erica's Investment Journey to get educated, learn the risks and what you need to get started with investing. Visit https://www.charles-stanley-direct.co.uk/new_to_investing

Investment Involves Risk.

In this episode, Head of Asset Management, Daniel James and Director of Asset Management, Chris Ainscough discuss Charles Stanley's Blended MPS Solution as we approach our 3 year anniversary.

In episode 2 of We Need To Talk About Investing (investing basics you wished you'd learned in school), Erica and Rob discuss all things inflation, including explaining what inflation is and how it can impact cost of living, interest rates and the financial markets.  

Always wanted to invest but didn't know where to start? Follow Erica's Investment Journey to get educated, learn the risks and what you need to get started with investing. Visit https://www.charles-stanley-direct.co.uk/new_to_investing

In this episode, Chief Investment Commentator, Garry White and Jane Bransgrove, Director of Asset Management, discuss all things ESG. The basics of ESG have been widely covered in the past two years. However, as interest and pressure on the parameters of ESG investing increase we are exposed to greenwashing, little regulation and an education gap on what the measurement of ESG factors actually mean. These ideas are explored within this episode providing insight on what to look out for when taking ethical factors into consideration.

Calling all beginner investors! In the first episode of our brand new series, 'We Need To Talk About Investing', beginner investor Erica Whyte speaks with investment guru Rob Morgan, to break down the usual myths of investing. Together they discuss the pros and cons of cash, the natural up and down cycle of the market and how being a small investor is not a disadvantage.