Charlotte Market Pulse

By Patrick Laraway

A crisp daily briefing on real estate in Charlotte North Carolina. Mortgage rates, mortgage news, neighborhood developments, trends, national real estate news affecting Charlotte, winning formulas for... more

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FAQs about Charlotte Market Pulse:

How many episodes does Charlotte Market Pulse have?

The podcast currently has 58 episodes available.

Charlotte Market Pulse episodes:

June 12, 2026Week Update - June 13th
◆Charlotte Market Pulse — Weekly Recap — June 9-13, 2026
◆Mortgage Rates Held Steady This Week
◆The 30-year fixed rate averaged right around 6.5% for the full week. Started at 6.52% on Monday, dipped slightly midweek, but closed the week holding strong. The Fed remains on pause — no cuts expected through the end of June.
◆Top Market Stories That Moved Charlotte This Week
◆Charlotte inventory jumped 10.8% from last year. New listings coming online. Pending sales climbed nearly 15%. The market is rebalancing. Charlotte home prices up 2.3% to a median of $435K — modest but steady gains.
◆Neighborhood Watch: South Charlotte Leads
◆SouthPark, Ballantyne, and Fort Mill are where the action is. Tree-lined SouthPark for the urban lifestyle. Ballantyne for families and schools. Fort Mill for growth and newer construction. These three neighborhoods captured the biggest share of buyer interest this week.
◆The Luxury Market is Firing on All Cylinders
◆Top 5% of Charlotte (homes over $1M) appreciated 11% year-over-year. That's five times faster than the overall market. High-end buyers and downsizers continue to drive demand in premium neighborhoods.
◆Inflation Spikes Push Rates Higher
◆Oil prices jumped this week on Iran tensions, pushing inflation expectations up. That pressure kept mortgage rates elevated in the 6.48 to 6.55% range. Energy and inflation remain the biggest wildcards.
◆What to Watch Next Week
◆Fed commentary on inflation and employment data. If CPI comes in hot on Wednesday, rates could drift higher. Treasury yields will be the real driver. Watch the 10-year — when it moves, rates follow.
◆Weekly Takeaway for Buyers and Agents
◆Buyers have leverage right now. Inventory is up, sellers are adjusting, and the urgency is gone. If you've been on the fence, conditions favor negotiation. For agents, this is a slower burn — but quality deals are closing. Pricing is settling in. Expect a balanced summer market.
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1min
June 10, 2026 June 10th!
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2min
June 08, 2026June 8th
FRED’s latest 30-year fixed mortgage average (June 4) is 6.48%.
SouthPark’s Amwins tower moves ahead: 15 stories with office, parking, and up to 250,000 sq. ft. of retail; demolition starts this month.
Mooresville rejected a 39‑townhome project near Lake Norman over traffic safety concerns.
First‑time buyers are only about 21% of the market, well below the historic 40% norm.
The Fed’s full voting committee meets this week, and rate guidance could shift mortgage pricing.
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2min
June 05, 2026Week of June 5th
30‑year fixed rates eased to roughly 6.57%–6.58% after a full week of declines.
MBA data showed mortgage applications down 2.5% even as rates fell; refis remain up year over year.
Pennsylvania advanced a statewide ADU bill, underscoring nationwide policy pushes to add supply.
Multiple builders advanced new Charlotte‑area residential projects alongside ongoing apartment development.
Huntersville approved the $200M Knox Crossing mixed‑use project with 400+ homes and new retail.
Savona Mill’s West End redevelopment will add a 30,000‑sq‑ft food hall plus new apartments and offices.
National inventory slipped slightly year over year, reinforcing that supply remains tight.
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4min
June 03, 2026June 3rd
FRED’s 30-year fixed rate for the week ending May 28 is 6.53%, while purchase demand is holding up better than last year.
Refi activity is cooling as homeowners hesitate to time rates.
A new 350-unit apartment community is now leasing in Charlotte’s Optimist Park.
Pulte, JPOrleans, and Davidson Homes are advancing multiple Charlotte-area residential projects.
Economists expect slower home price growth over the next decade, keeping affordability in focus.
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2min
June 01, 2026June 1st
Mortgage rates remain under 7% with 30-year averages around 6.36% and 15-year around 5.71%.
A new, still-unnamed neighborhood is taking shape north of NoDa near the Sugar Creek light rail stop.
The Excelsior Club site in west Charlotte is seeking rezoning for a $7.8M rebuild plan.
Rising credit card and auto delinquencies are adding cost pressure for many households.
The Fed is debating new inflation measures, which could influence the timing of future rate cuts.
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2min
May 29, 2026Weekly Recap May 29th
30-year fixed rates hovered between ~6.59% and ~6.65%, with borrower demand still soft
Mortgage applications fell again as refinancing activity cooled
California moved to tighten its starter-home law to reduce local zoning workarounds
Charlotte’s River District advanced plans for 158 new townhome rentals
Pineville’s Heritage Pineville project will add 200+ apartments plus retail downtown
Huntersville approved the 44-acre Knox Crossing mixed-use development with 400+ homes
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4min
May 27, 2026May 27th - Rates Rates Oil
Mortgage rates remain sensitive to geopolitics; easing Iran conflict could relieve pressure, but volatility persists.
Case‑Shiller: home prices up 0.7% YoY, down 0.2% MoM; inflation still outpacing prices, with real values falling.
New green card policy proposal could slow immigration-driven housing demand in some markets.
Huntersville approves $200M Knox Crossing mixed‑use project with 413 homes plus grocery and commercial space.
Brooklyn Village redevelopment in Uptown Charlotte faces foreclosure-related delays and renewed uncertainty.
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2min
May 22, 2026Week of May 22nd
30-year fixed rates opened the week around 6.68%, a nine-month high, and remained volatile amid geopolitical headlines.
MBA data showed mortgage applications fell 2.3% and purchase apps dropped 4% as rates pushed into the mid‑6% range.
ARM share climbed to 9.6%, the highest since Oct. 2025, as buyers sought lower initial payments.
A national trend is emerging of parents helping adult children buy homes as affordability stays tight.
Huntersville approved the $200M Knox Crossing mixed‑use project with 413 apartments/townhomes and a grocery anchor.
Charlotte rezoned the former Regal Manor Twin site for up to 130 residential units, and Lincoln County approved a $90M Lake Norman-area apartment project.
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4min
May 21, 2026May 20th/21st
Mortgage rates climbed again, with 30-year conforming around 6.77% and jumbo near 6.89% amid higher Treasury yields.
HELOC demand is rising as homeowners seek cash without refinancing, while pending sales show only modest improvement.
The House passed a bipartisan housing bill targeting large investor purchases while encouraging new construction; Senate action is next.
Greystar acquired a site near Charlotte Douglas Airport for the 276-unit Remi West apartment project.
Huntersville approved the $200M Knox Crossing mixed-use development with 413 units and major retail.
Lincoln County greenlit a $90M Lake Norman-area mixed-use plan with 324 apartments and new commercial space.
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2min

FAQs about Charlotte Market Pulse:

How many episodes does Charlotte Market Pulse have?

The podcast currently has 58 episodes available.