Cash buyers are great… until they’re not. In this episode, I’m breaking down how wholesalers can close more deals with DSCR loans and finally stop stressing over whether a buyer will show up at closing.

You’ll hear how DSCR loans:

• Protect your assignment fee

• Expand your buyer pool beyond just “all cash” investors

• Speed up closings without burying you in paperwork

If you’re tired of chasing buyers and ready to scale smarter, this one’s for you.

👉 Let me know: Would you use DSCR loans to back your wholesale deals?

You’ve been lied to about DSCR loans, and it’s costing investors time, money, and opportunities.

In this episode, I’m breaking down the five biggest DSCR myths that are keeping people stuck, broke, and frustrated. We’ll cover:

• Why a 1.0 DSCR ratio is a trap (and the real sweet spot you should aim for)

• The truth about personal guarantees (yes, you’re still on the hook)

• Why aren't all DSCR loans created equal

• How first-time investors can actually qualify

• The hidden limits lenders don’t tell you about

If you’ve ever been told “just trust the process” when it comes to DSCR loans, this episode is your wake-up call.

👉 Drop your biggest DSCR myth in the comments and let’s bust it together.

Should you buy a home first or start with your first rental? In this episode, Ryan pulls back the curtain on why buying a house first could be your biggest mistake. Learn how DSCR loans work, what ratios matter, and why numbers, not opinions, should drive your decision.

🎙️ Listen in if you want practical strategies, raw truth, and a faith-driven mindset for building a portfolio that lasts.

Most investors turn to their local bank or credit union for a DSCR loan, only to get blindsided. Suddenly, they’re asked for tax returns, W2s, pay stubs, and bank statements — and worse, that “DSCR loan” ends up on their personal credit report.

In this episode, I break down the truth about DSCR loans:
✅ Why banks and credit unions don’t actually offer true DSCR loans
✅ How these “fake DSCRs” can wreck your debt-to-income ratio
✅ The right way to qualify without sinking your personal credit
✅ What to ask your lender before you sign a single document

If you’re serious about scaling your rental portfolio, you need to know this before your next deal.

💬 Drop a comment: Have you ever been asked for W-2s or tax returns on a DSCR loan?

👉 Subscribe for more real estate strategies that help you build freedom without wrecking your peace.

Most people assume buying your first home is easier than buying your first rental, but that’s not true. In this episode, I break down why real estate investors have an easier path with DSCR loans, why the numbers matter more than personal income, and how to avoid the biggest mistakes that lead to negative cash flow.

Whether you’re on the fence about buying a home or jumping into rentals, this episode will challenge what you thought you knew about real estate.

👉 Listen in, then message me, do you think it’s easier to buy a rental or a home?

Hitting the wall with your lender because your debt-to-income ratio is too high? You’re not alone. Most investors max out between 4–10 properties when they rely solely on conventional loans.

In this episode, I reveal how DSCR refinancing can pull those loans off your personal credit, free up your DTI, and give you room to grow your portfolio without drowning in paperwork or delays.

We’ll break down:

• How DSCR refinancing works (and why it’s a game-changer)

• Step-by-step process to convert conventional loans into DSCR loans

• The pros, cons, and pitfalls you need to know before you refinance

• How this strategy can help you scale faster and smarter

If you’re ready to stop letting your DTI control your growth, this episode is for you.

💬 Let’s talk: Message me on LinkedIn or email me at [email protected] with “DSCR Refi” in the subject line. I’d love to hear your goals and see how I can help you get that next deal closed.

Want to own 10+ properties without wrecking your credit or drowning in paperwork?

In this episode, I break down how to use DSCR loans creatively, including portfolio and blanket loan options, to scale your rental portfolio faster. We’ll cover:

• The real difference between portfolio vs. blanket DSCR loans

• How to cross-collateralize equity to acquire more properties

• The hidden costs & penalties you must know before signing

• What lenders look for (and what questions you should ask before working with them)

Scaling is good, but reckless scaling isn’t wise. I’ll share how to grow your portfolio with purpose, protect your peace, and avoid the mistakes that keep investors stuck.

👉 Have questions about using DSCR loans to scale? Message me, let’s get your deal done.

Are you unknowingly sabotaging your business?

In this episode, I break down 3 money mistakes that are quietly destroying your business and how to fix them before they cost you everything.

We’ll dig into:

• Why a scarcity mindset is keeping you stuck in survival mode

• The costly pricing and spending habits that drain growth

• How to shift into an abundance mindset so your business can thrive

This isn’t just theory, I’m sharing the real lessons I’ve learned as an entrepreneur who’s made these same mistakes and fought to overcome them.

Which of these mistakes are you making right now? Drop a comment and let’s talk about it.

🎧 Listen now and take the first step toward financial freedom.

#Entrepreneurship #MoneyMistakes #BusinessGrowth #MindsetShift

Ever tried pulling cash out of a rental property with a DSCR loan only to get slammed by delays, lowball appraisals, and lender drama? You're not alone. Most investors are stuck in a broken system.

In today’s episode, we’re breaking down a new way to do DSCR cash outs that skips the physical appraisal and lets you close in 7 days or less. Yep, it’s real and it could save you weeks of waiting and mountains of stress.

You’ll learn:

• Why most lenders slow you down with outdated requirements

• How AVMs (automated valuation models) are changing the game

• What kind of deals qualify for this faster process

• The documents you’ll still need to get it done

• Why equity strategy still matters fast doesn’t mean foolish

If you’re flipping, refinancing, or scaling your rental portfolio, don’t miss this insider strategy.

🎧 Subscribe, leave a review, and share this with an investor who needs a better path to passive income.

The truth about DSCR loans nobody told you? Most real estate investors assume these loans protect them from personal liability—but that assumption can wreck your portfolio. In this episode, we uncover what banks, brokers, and most “experts” won’t tell you about DSCR loans.

You’ll discover:

• The real difference between recourse and non-recourse DSCR loans

• Why most DSCR loans still make you personally liable

• What “bad boy carve-outs” are—and how they strip your protection

• How to vet DSCR lenders and avoid getting stuck in a deal you can’t exit

If you’re a real estate investor using DSCR loans to scale, this is the wake-up call you need.

🔥 Build wisely. Protect your credit. Grow with clarity.

👉 Subscribe and share with someone who needs to hear this truth.