Mind + Money: A Podcast All About Money and ADHD

Cheap vs Frugal: Is Extreme Frugal Living Really Worth It? (Ep 74)


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In this episode, we’re diving into a spicy little money mindset topic: cheap vs frugal, and why the distinction actually matters for your values, your time, and your financial sanity (especially if you have ADHD).

We react to Bradley on a Budget’s ultra-frugal lifestyle and talk about what it means to spend intentionally, invest meaningfully, and find your own comfort zone when it comes to saving money.

From unplugging everything in your home to using napkins instead of toilet paper (yep, really), this episode is a mix of real talk, reflection, and a little side-eye. 🧐 Plus, we dig into how you might see “frugal” as another form of self-denial if you’re not careful.

✨ We also cover:

  • Why “frugal” isn’t a dirty word (but can be a slippery slope)

  • The emotional value of comfort and time vs. cold hard savings

  • Financial independence goals

  • What YOUR frugal habits say about your values

💬 Got a "cheap-but-I-swear-it-makes-sense" habit? We want to hear about it.

🔗 Links & Resources:


    • ⁠Bradley on a Budget (TikTok)⁠
    • Val’s Instagram⁠
    • Sherry’s Instagram
    • Podcast TikTok
    • Podcast Instagram
    • Learn more about coaching
    • Book a free call with Val (financial planner) 
    • Book a free call with Sherry (financial coach)
    • Sherry’s TikTok


  • ...more
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    Mind + Money: A Podcast All About Money and ADHDBy Sherry + Val