Mind + Money: A Podcast All About Money and ADHD

You found a new hyperfocus hobby or product, and a great deal, and , of course, that little hit of dopamine that comes with winning. A few paydays later, you're wondering where your spending money went. Sound familiar?

This week on Mind + Money, Val turns the tables and interviews Sherry about the time(s) she got spendy herself. Yes, this can even happen to a financial coach!

Together they talk about how she noticed it was happening, what she did after looking back at her purchases, and why telling an ADHD brain "never again" usually backfires.

Here's what's inside:

• The moment Sherry noticed her fun money was disappearing every payday

• How to look back at your purchases without the shame spiral

• What changes when every dollar gets a job before it can be spent

• Why a smaller, more frequent top up can feel less tight

• A client story about planning for a big trip, and what happened next

Spending less doesn't have to mean building a fence around yourself. Press play and see what you might want to try.

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

You picked up your phone to check one thing! Before you know it, it's 45 minutes later, and you've forgotten what that one thing was. Sound familiar?

This week on Mind + Money, Sherry and Val dig into Sherry's latest rabbit hole: a new phone, a pack of tiny stickers, and a few automations that change how she uses it.

Along the way, they talk about why willpower alone isn't much of a plan for an ADHD brain, and what happens when your tools take on some of the heavy lifting.

Here's what's inside:

• Why a "dumb phone" mode might be the boundary your brain has been asking for

• The free apps and low-cost gadgets Sherry is pairing together to make it happen

• What your phone habits have to do with your spending

• A few honest warnings before you go all in

• How to start with one small thing instead of the whole rabbit hole

Technology can't do everything for us, but it can help instead of hinder. Press play and see where you land.

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

In a constant cycle of knowing you should do the things, but not sure how to actually get them done?

In this episode, Sherry and Val get into the some of the deals they quietly make with themselves to get things done, and what tricks can help you when literally nobody is watching.

They get into:

• Why deadlines, even fake self-imposed ones, are so effective for ADHD brains, from closing a bank account to save $20 in fees to booking a doctor's appointment before the meds run out

• The sticky note trick for when the big to-do list feels like too much

• Why so many ADHD entrepreneurs avoid invoicing, and what actually gets it done

• Giving your inner critic a name (yes, really) so you can tell it where to go

• How gamifying boring tasks keeps the dopamine coming when the usual tricks stop working

If there's something that's been sitting on your list for a week and a half, this episode might be the push you need.

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

What actually happens when you hand your real money details over to a financial coach and a financial planner?

Tune in to find out!

In this episode, Sherry and Val walk through a live money coaching session with a listener named Tracy, who volunteered to have her whole financial picture reviewed on air.

Here's what gets covered:

• Why following a budget is so much harder than making one, especially for ADHD brains

• The "if there's money in the account, I have money" trap, and why it's so easy to fall into

• How one big annual expense can throw off an otherwise solid system

• What changes when bills and spending finally get separated

• Tracy's honest reaction to hearing the truth about her own numbers

No lecture, no shame, just a real look at what's actually getting in the way, and what to try instead.

Learn more about Tracy:

Tracy is a professional woman living in the U.S. who was diagnosed with ADHD as an adult, shortly after her son's own diagnosis. She's happily divorced (twice) and sharing her life these days with her true love, her dog, Bruno.

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

Ever build the "perfect" money system (or any other system or plan in your life), get three weeks in, and then completely abandon it?

You're not alone, and it's not a discipline problem. Sherry and Val dig into why trying to fix everything about your money all at once is the fastest way to burn out an ADHD brain, and why going slower and smaller actually gets you further, faster.

And check out this episode with more about account set ups that can help you: https://www.moneymindsetfc.com/mind-money-podcast/adhd-bank-accounts-setup

This episode covers:

• Why "do it all now" thinking backfires, and how it shows up in money, fitness, and social media, not just budgeting

• What separating a spending account from bills and savings can do for your stress levels

• How to build small dopamine rewards into boring money tasks so they actually stick

• Why celebrating tiny wins matters more than hitting the big number

• Why comparing your money journey to a marathon, not a sprint, changes how you set goals

Quick heads up: they also recorded a full episode about a client story (hi, Tracy), but a technical hiccup, aka Sherry hit record without actually hitting record, means a modified version of that episode is coming your way next episode instead.

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

Ever kept a secret tally of what your partner owes you? Or have your partner agree to something and then not hold up their end of the agreement?

This week we're digging into a Reddit AITA post about a couple stuck in a slow-motion money standoff, and it's messier (and more relatable) than it sounds.

The original poster has been quietly tracking IOUs for over a year: Venmo requests that go unanswered, dinners he always ends up covering, and a running total that's crept past a thousand dollars. He wants to know if keeping that list makes him the asshole.

We dig into:

- Why "not the asshole" doesn't mean the relationship is actually fine

- The difference between tracking money and avoiding a real conversation

- What a shared "fun account" could solve that a Venmo request never will

- Why a cohabitation agreement is worth the awkward conversation, especially when only one of you owns the home

This one's a good gut check for anyone who's ever let a money frustration fester instead of naming it out loud.

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

Dating someone new and things are going well? Before it gets too far, there's one conversation you don't want to keep putting off: money.

In this episode, Sherry and Val talk about the financial red flags (and green flags) worth paying attention to when you're building a new relationship, whether you're a few dates in or already picturing a future together.

They get into:

- What actually counts as a financial deal breaker, and why you need to name yours before you're in too deep

- How to bring up money without it turning into an interrogation

- Why someone's money mindset can matter more than their credit card balance

- What it means when debt shows up in the conversation, and how to talk about it without shame

- How to build a shared money system that doesn't turn into an admin nightmare (especially with ADHD in the mix)

This one's for anyone who's ever wondered how soon is too soon to talk about money with someone new. Spoiler: probably earlier than you think.

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

Why does putting your prices up or negotiating a higher salary feel so much scarier than it should?

On this episode of Mind + Money, we're joined by Kate Edwards, founder of Eight Percent Coaching, to dig into rejection sensitivity, pricing, and why so many ADHD entrepreneurs (and employees) leave real money on the table.

Here's what we get into:

Why the fear that shows up right before a price increase or a negotiation isn't really about the number at all

Kate's own 56% pay jump, and what she actually did to advocate for herself

Why women with ADHD are earning meaningfully less than neurotypical women, and what that gap adds up to over a lifetime

A simple business audit exercise that shows you exactly where your time and money are actually going

How to negotiate a job offer (or a client contract) without losing the deal

Learn more about Kate Edwards:

Website: Eight Percent Coaching (www.eightpercentcoaching.com)

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

Note that we'll be slowing down a bit for the summer and will be switching to bi-weekly episodes because, well, Summer!

Do you need a niche to run a successful business? The standard advice says yes, and it usually sounds like "pick a demographic." But what if that approach doesn't work for how your ADHD brain actually operates?

In this episode, Sherry and Val dig into what it really means to find your people as an ADHD entrepreneur. Spoiler: it has a lot less to do with age ranges and job titles and a lot more to do with values, energy, and shared interests.

They cover:

- Why demographic-based niching often falls flat for ADHD entrepreneurs

- What to look at instead when figuring out who your ideal client actually is

- How sharing your values openly (even the polarising ones) attracts the right clients and repels the wrong ones

- Why financial stability gives you the power to say no to clients who aren't a fit

- How your gut instinct is your biggest asset on discovery calls, and why ADHDers often second-guess it even when it's right

If you've been stuck trying to force your business into a niche box that doesn't feel right, this one's for you.

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching

Ever found yourself in the kitchen at 9pm, suddenly aware you have not eaten all day, and then felt that wave of shame wash over you? If feeding yourself feels weirdly hard, you are not broken and you are definitely not alone.

This week we are joined by Amy Jones, a certified functional nutrition practitioner and ADHD life coach who was not diagnosed with ADHD until she was 45. She gets it, because she lives it too.

We get into:

- Why eating is actually an executive function task (and why that one reframe changes everything)

- The shame spiral around food, and how to start stepping out of it

- The surprising link between digestion, stomach acid, and feeling like garbage

- Amy's PFF is your BFF approach to staying fuelled without overhauling your whole life

- Meals as assembly, not recipes, for the days you have zero capacity left

If you have ever wondered why you can know exactly what you should eat and still not do it, this is the episode for you.

Learn more about Amy:

Website: https://www.amyjonesnutrition.com/

What to Do When Food Feels Like Too Much (free guide): https://amyjonesnutrition.myflodesk.com/whattodo

Connect with us:

Book a free call with Val (financial planner): https://calendly.com/valerie-stratford

Book a free call with Sherry (financial coach): https://app.acuityscheduling.com/schedule.php?owner=17480698&appointmentType=25737393

Val's Instagram: http://www.instagram.com/you.me.and.money

Sherry's Instagram: http://www.instagram.com/moneymindsetfc

Podcast Instagram: http://www.instagram.com/mind.money.adhd.podcast

Sherry's TikTok: https://www.tiktok.com/@moneymindsetcoaching