“Pre-approvals” don’t mean anything, when it boils down to it.  The golden ticket to getting a mortgage loan right now – is something called an “unconditional commitment.”  It doesn’t matter that your lender tells you that you are pre-approved.  All that really means is that your mortgage broker is going to do their best to get you a loan.  It doesn’t guarantee anything.  Instead – what you’re waiting to hear, after a long and frustrating, paper-littered process, is that you have an unconditional commitment or “clear to close” from your lender.  Then, as a buyer, you can breathe a sigh of relief.

De-bunking the Delaware Myth: why Delaware or other foreign jurisdictions may NOT be the right choice for your business

UPFRONT KEY POINT: This analysis applies to small closely held companies only.  Not large corporations.

The basics of drafting and enforcing a quality employment agreement

How should employers respond to unemployment compensation claims?  This podcast will walk employers, and employees, through the Illinois Department of Employment Security’s unemployment claim procedure.

Purchasing a business presents many difficult issues.  But foremost among them is whether or not the business that you are about to acquire is worth the price negotiated.  Like checking under the hood when purchasing a car, a buyer of any business must undertake due diligence upon any business.

The Illinois Domestic Violence Act ("IDVA") Is a law that relates specifically to family and house-hold members. Under IDVA, a circuit court judge can order and forbid a family or household member from continuous abusive behavior by granting an Order of Protection. An order of protection is a court order which restricts an abuser and only is available to family or household members.

Whether custody has been awarded through a divorce or paternity case, this podcast will address the basics of seeking a change of a custody arrangement.

If you or a loved one have been diagnosed with Alzheimer’s Disease, dementia, or another illness that will ultimately affect mental capacity, you are sure to face many challenges. While navigating a staggering array of medical treatment options and decisions will likely be your primary focus in the wake of diagnosis, it is also critical to consider the legal and financial implications of the disease.  If you or your family are facing a diagnosis of Alzheimer’s or another similar disease, don’t miss this opportunity to learn the legal steps you should take to protect yourself or your loved ones from the potentially devastating consequences of diminishing mental capacity.

Some taxes can be discharged in a bankruptcy.  That tax debt that you find insurmountable to pay off maybe able to be discharged in a bankruptcy.

Medicare continues to reduce reimbursements to home health care companies.  Moreover Medicare also slows down the pace of reimbursements due to Additional Document Requests.  Simply put, there is more and more pressure on home health care companies to have access to cash flow.  Without it, home health care companies fall behind on their day to day payables that could jeopardize their entire operation.  Finding a lender who can factor Medicare receivables is a potential solution.