In November, the IPO of Jack Ma's fintech company Ant Financial was abruptly stopped by Chinese regulators (listen to the episode of Chinese Whispers from then here). But while the move has been seen as counter-productive and political in the West, many Chinese cheered the clipping of Jack Ma's wings. It's in no small part thanks to the consumer lending wing of his company, which is often blamed for a spiralling debt culture in China. Are we seeing the beginnings of a backlash against Big Fintech in the country? Cindy Yu talks to Rui Ma, a former venture capitalist and co-host of the podcast Techbuzz China.