CHIP covers kids who earn too much for Medicaid but can't afford private insurance, and it may be at risk. Here's what every family needs to know.

WHAT YOU'LL LEARN IN THIS VIDEO

- What CHIP is and who qualifies for coverage
- Benefits covered, from dental to mental health services
- How CHIP affects schools, courts, and advocacy efforts
- State flexibility and how programs differ by location
- New laws requiring CHIP coverage for youth leaving jail
- Proposed cuts that could strip millions of children of care

The Children's Health Insurance Program (CHIP) provides low-cost coverage to children under 19 in working families, too much income for Medicaid, not enough for private insurance. 

Enacted in 1997, CHIP covers doctor visits, immunizations, dental, vision, mental health, and prescriptions. Out-of-pocket costs are capped at 5% of family income. States administer CHIP with flexibility, leading to variation in benefits. New federal law now requires CHIP coverage for youth exiting correctional facilities. 

Proposed federal legislation could cut over $1 trillion from Medicaid and CHIP combined, threatening coverage for millions of children.

Learn more about CHIP The Children’s Health Insurance Program by visiting:
https://kidlaw.org/2026/03/22/chip-childrens-health-insurance-program/