Choosey Money

This week it's all about a debt update and chatting about my money goals for 2023. As my debt grows smaller it still feels like a big mountain I'm trying to climb. However, with a plan, a budget, and one day at a time... I know I will get there... hopefully sooner than later. So, turn up the volume, take a few minutes or 14:36 to be exact and let me fill you in on where I currently stand.  Let's make 2023 the year we get even more Choosey with our Money. 

I'm back from my hiatus! Choosey Money is back and ready to chat.  I hope we all made it through the holiday season safely while being choosey with our money and hopefully the New Year is off to a great start for everyone.  This episode is about an interesting study I came across that speaks about NetWorth in the Black community, and I also chat about an amazing Black Woman who is a great example of Black Choosey Money. So, take a minute or 22 minutes, relax, and enjoy the episode.

https://www.cnn.com/2021/06/18/business/black-wealth-mckinsey-study

Book Referenced: Black Fortunes by Shomari Wills, 2018

On this week's episode Tara will be talking about how the IRS just increased the max contribution limits for 2022 for 401(k)s, and all the other savings accounts like a 401(k) for retirement plans. So... that means it's time to talk about what we are going to do about that in reference to our personal 401(k)s.  Are we maxing out or nah? We have choices to make and things to talk about. So come on in and let's get Choosey with our Money!

Emergency Funds...Do we really need one? Absolutely!! We all need emergency funds, no matter how small or large, YOU NEED IT! So, come into my podcast room, have a seat, kick back, relax and let's talk about emergency funds, where to put them, why we need them, and much more. Let's get Choosey with our Money.

Student Loans... Where shall we start!?! Let's start at the beginning, find out how these even came to be, who has them, what we can do to not get them, and much more. So come into my podcast room, take a seat, kick back, relax and let's learn about these student loans and get mad Choosey with our Money.

References used in this episode: 

https://studentaid.gov/manage-loans/repayment/plans/income-driven

https://www.ed.gov

https://www.nerdwallet.com/article/loans/student-loans

https://studentloanhero.com/featured/history-student-loans

In Episode 2 we will talk about how it's going debt wise today for Tara. We will dive deep into the actual debt figures, the method she used, and how she got choosey and stacked a lot of benjamins to do it.  So come on in to the podcast room, take a seat, kick back, relax, and let's get Choosey about this Money.

Choosey Money is a weekly podcast that will follow the money journey of the host, Tara.  We will talk about debt, saving, F.I.R.E. and a little bit of everything in between.  The podcast will also have guest, everyday people, just like you and me, and we will hear their stories, their money choices, and how those choices either helped or hurt them along the way.  So tune in every week and let's start getting Choosey with the Money!