There’s no question that energy is what makes the world go ‘round. Nor that traditional resources—primarily fossil fuels—are ultimately finite. And today, there’s no question that clean energy is not only competing with traditional sources of energy, in many cases it is beating them.

Risk management is an important component of any financial plan and that includes having the right insurance to protect against potentially expensive and untimely events. Knowing when to purchase health, auto, or homeowner’s insurance is generally straightforward, but life insurance can be more ambiguous, especially for young adults just achieving financial independence.

If you are just beginning to invest your money—or simply thinking about it—the proper mix of investments depends on your unique circumstances and goals. Factors like age, current income and earnings potential, and the amount of credit card or student loan debt you may have will all impact this decision. Although there is no one-size-fits-all approach to investing, understanding the key differences between stocks and bonds can be a helpful starting point when building an investment portfolio.

If you are just beginning to invest your money—or simply thinking about it—the proper mix of investments depends on your unique circumstances and goals. Factors like age, current income and earnings potential, and the amount of credit card or student loan debt you may have will all impact this decision. Although there is no one-size-fits-all approach to investing, understanding the key differences between stocks and bonds can be a helpful starting point when building an investment portfolio.

Prenuptial agreements often have a negative connotation associated with them, but they can be very beneficial for many couples considering marriage. While typically not the most romantic topic of conversation, entering into this type of agreement can provide the extra layer of protection you need to safeguard your assets or the wealth your family has worked hard to create and preserve.

Prenuptial agreements often have a negative connotation associated with them, but they can be very beneficial for many couples considering marriage. While typically not the most romantic topic of conversation, entering into this type of agreement can provide the extra layer of protection you need to safeguard your assets or the wealth your family has worked hard to create and preserve.

If your employer offers a 401(k) plan, one of the decisions you need to make when enrolling is which investments to hold in your account and in what proportion. Typically, your plan will offer a variety of investment options across multiple asset categories, geographic regions, or investment styles, and while many participants default to selecting every investment option in equal amounts, a more strategic approach can have a profound impact on your future retirement savings.

If your employer offers a 401(k) plan, one of the decisions you need to make when enrolling is which investments to hold in your account and in what proportion. Typically, your plan will offer a variety of investment options across multiple asset categories, geographic regions, or investment styles, and while many participants default to selecting every investment option in equal amounts, a more strategic approach can have a profound impact on your future retirement savings.

Today, many young adults are waiting longer to buy their first homes, preferring to rent and spend or invest their money elsewhere. While owning has its advantages, it also comes with many trade-offs. Understanding the pros and cons of buying versus renting—as well as the associated opportunity costs—can help you decide whether home ownership is right for you.

Today, many young adults are waiting longer to buy their first homes, preferring to rent and spend or invest their money elsewhere. While owning has its advantages, it also comes with many trade-offs. Understanding the pros and cons of buying versus renting—as well as the associated opportunity costs—can help you decide whether home ownership is right for you.