GUEST: Pamela Ramagaga – General Manager: Insurance Risks, South African Insurance Association (SAIA)

As climate-related disasters grow in frequency and intensity, South Africa faces a daunting reality: low insurance penetration, rising disaster costs, and mounting pressure on government relief efforts. In this urgent and enlightening episode, Pamela Ramagaga joins us to unpack the vital role of public-private collaboration in closing South Africa’s climate protection gap. Kaya FM