Guest - David Morobe, regional general manager at Business Partners Limited.

The education sector in South Africa remains one of the major challenges for our country, with many public schools struggling to yield positive results and private schools being too costly for many South African households to afford. This challenge, however, signals a gap in the market and provides an opportunity for small and medium enterprises (SMEs) in the private education sector to flourish while contributing to improvements in the education sector.

The opportunities available to SMEs wishing to enter into the education sector are extensive – from private pre-primary schools to support services and innovative educational products. If SMEs take advantage of this opportunity, the education sector can not only be improved but also become more inclusive to provide the best prospects for all of South Africa’s children to one day contribute to a better-performing economy with lower levels of inequality and lead to improved lives. Kaya 959 · Kaya FM

Guest - Andrew Amoils is Head of Research at wealth intelligence firm New World Wealth

Africa’s millionaire population is projected to grow by 65% over the next decade, according to the newly published Africa Wealth Report 2025. The continent is currently home to 25 billionaires, 348 centi-millionaires, and 122,500 millionaires — a remarkable transformation from the late 20th century, when there were only a few billionaires and many African economies were in long-term decline.

Now in its 4th year, the report published annually by international wealth advisory firm Henley & Partners in collaboration with its global wealth intelligence partner New World Wealth shows that private wealth markets across Africa are expanding strongly despite global headwinds, underpinned by robust economic growth. Sub-Saharan Africa’s economy is forecast to grow by 3.7% in 2025 — outpacing Europe (0.7%) and the US (1.4%) — with growth projected to reach 4.1% in 2026. Kaya 959 · Kaya FM

Guest – Bongani Madikiza- CEO of Sanlam Retail Mass.

Sanlam is setting its sights on the mass market with a bold target of 10 million policies, following its landmark Assupol acquisition. The move signals a direct challenge to banks in the fight for financial services dominance, especially in the entry-level and middle-income segments.

We speak to Bongani Madikiza, CEO of Sanlam Retail Mass, about how this deal reshapes the insurance landscape, the opportunities in the mass market, and what it will take for Sanlam to meet such an ambitious goal. Kaya 959 · Kaya FM

Guest – Mpumi Madisa, Bidvest CEO

Services, trading and distribution group, Bidvest, has delivered a resilient result for the year ended 30 June 2025, closing with a stronger year-on-year performance in the second half, backed by excellent operational cash generation that increased by 5.8% to R14.7 billion, after working capital.

Key Highlights:

•  R126.6 billion revenue, +5%

•  R12.0 billion trading profit, +1%

•  Trading profit margin of 9.5%, down 40bps

•  R14.7 billion cash generated by operations, +6%

•  ROFE 36.9%

•  Continuing operations Normalised HEPS 1 886.4 cents, +1%

•  Group Normalised HEPS 1 952.7 cents, -1%

•  Continuing operations HEPS 1 759.5 cents, -3%

•  Group HEPS 1 870.8 cents, -2%

•  Final dividend of 453 cents, +1% Kaya 959 · Kaya FM

Guest - Gugu Mtetwa - CEO of Partner Solutions at Santam

KEY HIGHLIGHTS OF RESULTS:

• 16% increase in Conventional Net Earned Premium,

• 10% increase in Gross Written Premium,

• 11.3% Conventional net underwriting margin achieved,

• 33.2% return on capital,

• 19% headline earnings increase to 1 873 cents per share,

• 590 cents per share interim dividend, up 10.3% Kaya 959 · Kaya FM

As commuters remained grounded in Ekurhuleni, today on Make It Make Sense, we unpack the SANTACO–City agreement with their spokesperson.

SANTACO halted taxi operations in parts of Ekurhuleni (Katlehong, Tembisa, Germiston) after authorities impounded taxis operating without licences; operators had to pay R5,000 each for release.

Commuter Impact: Thousands were stranded as both taxis and the Harambee bus service were suspended. Kaya 959

At times we find ourselves in the doghouse with our partners, friends, family, or colleagues and we honestly just don’t understand why they are mad. So with the Blind Spot we and the listeners help you see and understand some of the blind spots you might have missed in certain situations. kaya959 · Kaya FM

Today's theme is Musicians born in September. www.kaya959.co.za · Kaya 959 Website

#KayaBiz host Gugulethu Mfuphi speak to Sizwe Dhlomo on what to make of Ingonyama Trust hit by a cyber-attack. And on what to make of ⁠Transnet Port terminals seeing better performance post pandemic. www.kaya959.co.za · Kaya 959 Website

The Siz The World team weighs in on what to make of the latest political party donations and they ask whether you care if a business you support or use, are in support of organizations which works against your community. www.kaya959.co.za · Kaya 959 Website