C&N | Vantage Point

C&N Senior Investment Officer Craig Morgenstern examines our markets and portfolio positioning for October, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

C&N Chief Investment Strategist Philip Prough examines our markets and portfolio positioning for September, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

C&N Investment Strategist Jay Over examines our markets and portfolio positioning for August, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

C&N Senior Investment Officer Craig Morgenstern examines our markets and portfolio positioning for June, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

C&N Chief Investment Strategist Philip Prough examines our markets and portfolio positioning for June, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

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C&N Senior Investment Officer Craig Morgenstern examines our markets and portfolio positioning for May, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

C&N Investment Strategist Jay Over examines our markets and portfolio positioning for April, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

C&N Chief Investment Strategist Philip Prough examines our markets and portfolio positioning for March, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.

C&N Senior Investment Officer Craig Morgenstern examines our markets and portfolio positioning for February, 2025. For more, visit www.cnbankpa.com/

Past performance does not guarantee future results. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank, and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency. All information is believed to be from reliable sources; however, we make no representation to its completeness or accuracy. The views should not be construed as investment, tax or legal advice. Opinions expressed are subject to change without notice.