It is a sellers market in Arizona. Many people are buying homes now so the competition among buyers is fierce. Kimberly Walsh, Realtor with Long Realty joins Clarence with some advice & tips on how to make your offer more appealing to a seller. We hope you’ll join us for this informative conversation.

A seller’s market occurs when demand exceeds supply, or there are more buyers seeking to purchase homes than there are available homes on the market, which often leads to multiple buyers competing for the same property. This is why your credit needs to be in order, debt consolidation may be an option, you may pay more than the house is worth or you may consider refinancing the home you have. If you are considering purchasing a home you’ll want to listen to this episode with Clarence who is a mortgage specialist.

The time to buy is now & Coach Clarence, mortgage expert & loan officer shares some optimistic insights for 2021. There is a predicted high growth in the real estate market due to low Covid numbers, more businesses getting back to business & 2021 being the year of the vaccine. What are your best options? We hope you’ll join us.

Clarence has some suggestions for you to consider before buying a home.

* Take a look at your credit & improve it, if needed

* 401k loans; is that a possibility for you

* Realize you may have to live in a neighborhood you don’t want to live in at first

* Maybe renting for awhile is your best option

* Interest rates

Teresa Ferrin local insurance agent/broker who specializes in health insurance for self-employed people & medicare joins Clarence to share her story about an amazing find! While volunteering at the Christian Family Thrift Store in Phoenix Teresa discovered a 1950’s Purple Heart, did some research & a social media outreach to find the owner’s family so she could return it. You don’t want to miss this heartwarming discussion with a very happy ending!

If you are interested in buying a home it’s important you understand what an earnest deposit is & why it is required. Our super smart real estate professional Kimberly Walsh from Long Realty joins Clarence our mortgage expert on this week’s episode to help people understand what an earnest deposit is, the amount you need to put down & the contingencies involved. We hope you will join us!

In this episode Clarence talks about workout, everyday wear & that something special outfit for every body type. You will be amazed at all the options available to you when you visit www.savvi.com. We all love tacos especially Coach Clarence! If you have a local taco restaurant you would like to promote on “Coach’s Corner” or have recipes for tacos you can contact Clarence [email protected]. We hope you will join us!

The 5 things “new” home owners wish they would have known prior to buying & why it’s so important to speak to a professional so you understand financing, loan options, interest rates, etc. Clarence also talks about fitness & why core strength is so important to your overall health, posture & mood. Of course there is always time to talk about the joy of Taco Tuesdays! If you have a great taco recipe or want to feature your restaurant on Coach’s Corner we would love to hear from you.! You can contact Clarence at [email protected]

Jeff Easter, digital pro, joins Clarence on this episode to talk about how small business can set up their profiles, perfect their websites & why your internet presence & social media are so important to your success. You think you have a great website but does it translate to mobile? 75% of your traffic will come from mobile so be sure your easily accessible on all platforms. Join us for more information on how to take your business digital.

There is help out there for people who want to own a home & aren’t sure if they will qualify or have the funds needed. Clarence, a lending & mortgage specialist, explains what a DPA or Down Payment Assistance program is & how it works. It’s important to understand the pros & cons before you make any decisions. If you have questions about DPA’s this podcast is for you!