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Viral credit repair hacks are getting attention — and deletions. But what they’re not telling you is the legal risk that can follow.

In this video, I explain the difference between illegal shortcuts and real legal credit strategy.

Join Next Level Credit Academy or book a consultation at FixMyCreditNow850.com.

Protect your future. Do it the right way.

#creditrepair #fcra #consumerlaw

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📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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Ready to leave your 9 to 5 and become a credit expert? 💼✨ This episode dives into what it really takes to become a credit expert and turn knowledge into income. Whether you want to go full-time as an entrepreneur or add credit repair as an extra stream of income, this is a conversation you need to hear.

If you’re serious about leveling up your skills and doing this the right way, join Next Level Credit Academy 🎓🔥. The link is in the description.

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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 You got major deletions on your credit report — great. But what happens next? 🚨 Many people don’t realize that once accounts are deleted, creditors still want their money, and that can lead to lawsuits, wage garnishments, or counterclaims ⚖️. In this live, I’m showing real examples of deletions and explaining why that alone is not enough. There is a stronger, more strategic way to protect yourself and hold creditors accountable. If you want to learn how to prevent getting sued and move the right way, this conversation is for you 💳🔥. 

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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 Have you received a court summons, been sued by a creditor, dealing with wage garnishments, or worried about a repossession? These situations can feel overwhelming, but they don’t have to be. Be sure to check out this episode, where I break down what these notices really mean, what your rights are, and what steps to take so you don’t panic or make costly mistakes. When you understand the process and respond the right way, these situations are manageable and far less scary than they seem. 

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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In this episode, I’m talking about what needs to stop happening in 2026 and why certain behaviors around credit repair are no longer acceptable 💳🚫. I’m being honest about boundaries, expectations, and what it really takes to get results.

If you’re serious about fixing your credit, staying focused, and moving differently this year, this episode will help reset your mindset 🎯✨. Tune in, listen closely, and decide how you’re showing up going forward.

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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In this episode, I break down a new TransUnion article addressing credit washing and the suppression of accurate credit data 🧠📊. I go through the details line by line and explain what this means for consumers, lenders, and the credit repair industry as a whole.

I share my perspective on how credit washing is being defined, why it’s raising concerns, and where the line is drawn between legitimate consumer rights and risk detection ⚖️💳. If you want to understand what’s really happening behind the scenes with credit reports and scores, this is an episode you’ll want to listen to 🔍✨.

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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In this episode, I talk about why my credit repair services are not a game and why they need to be taken seriously 💳🎯. I break down what it really means to work with me, what clients should expect, and the level of commitment required for real results.

If you’re serious about fixing your credit and ready to do the work, this episode will help set the tone and clear up expectations 🧠📌. Tune in and listen before you decide to move forward.

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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Be sure to check out this episode where I talk about not being distracted and being honest with yourself so you can stay focused on your goals 🎯. Whether you’re working to fix your credit, buy a house, get a car, build business credit, or level up your life, focus matters 💳🏠🚗.

This episode is about cutting out unnecessary noise, stopping the self-sabotage, and putting your energy into what actually counts 🧠✨. If you’re ready to move differently and start winning, this one’s for you 💰🏆.

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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In this storytime episode, I open up about a real chapter of my life — living in Philly, having 35 warrants, going before judges, almost getting locked up, and still somehow ending up with more warrants 😮‍💨⚖️. I break down how it happened, what I learned, and how I navigated my way through it all.

This episode isn’t about the past — it’s about mindset, growth, and understanding that your backstory doesn’t define your future 💭✨. If you’ve ever felt stuck, judged, or discouraged by where you’ve been, this one is for you. Listen in and keep going.

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage

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 It’s 2026 'yall and big changes are here! 💥 In this episode, I talk about the new TransUnion credit score model, why I’m done with apps like Credit Karma, and how we’re going harder than ever this year 💪 I share how I’m shifting my approach, who to trust, and what steps to take now. If you care about your credit in 2026, you need to hear this 🎧 

Support the show

💬 Please like, comment, and subscribe to stay empowered on your credit journey!

📅 Need Credit Repair?
👉 Book your FREE 30-minute consultation HERE!

🎓 Want FREE credit education?

👉 Click and join my Next Level Credit Academy

📧 [email protected]

🌐 FixMyCreditNow850.com

📞 267.532.9838

⚠ Disclaimer: This content is for educational purposes only. FixMyCreditNow850.com does not give legal or financial advice.

#creditrepair #creditscore #fixmycredit #youtube #yt #business #credit #mortgage