These Mai Tais are strong, but Joe's love of his local community is stronger! Raised in Vero his whole life, Joseph Chiarella started his career in law enforcement, then started all over to learn insurance. Years later, his firm is the one keeping many of our beloved homes, buildings, and institutions protected for the future. Sit back and enjoy the silly, the serious, and the strategic stories with host Morgen Reynolds on this episode of Coffee, Cocktails & Capitalism! Reach out to Joe with any and all of your insurance-related questions: https://www.sihle.com/Special thanks to Ray Hooker from Indian River Distillery for the drinks! Watch that episode here:    • The Rum Is Actually Gone! Last Bottle of F...  Learn more about Morgen Reynolds and her agency, Beyond The Trend Marketing here: https://www.beyondthetrend.com/

🍻🦞Now that the lobster rolls are gone but the beers are still cold, let's get down to business!Polo Steak & Sea owner Bill Brown joins host Morgen Reynolds once again, this time settling in with a pair of Chicago craft beers to talk shop, summer, and life as a business owner in a small beach town. As Polo heads into the heart of the summer season, Bill shares updates on the restaurant, what guests can expect in the coming months, and how Ocean Drive businesses navigate the ups and downs of Florida's seasonal economy. Of course, no conversation about small-town life would be complete without discussing the rumor mill. Bill and Morgen dive into how local gossip can sometimes help businesses build buzz—and how misinformation can just as easily create challenges for entrepreneurs working hard behind the scenes. It's an honest and entertaining conversation about reputation, community, and what it really takes to run a successful hospitality business. Whether you're a local, a visitor, or simply someone who enjoys hearing the stories behind the businesses that shape a community, grab a cold one and join us for a candid conversation about restaurants, relationships, and making the most of summer by the beach. Watch the video about the food and beers HERE: https://youtu.be/6ZiH9YR8bIg?si=CQnPg_chhp0mcH74 Cheers! Learn more or make reservations at Polo Steak & Sea:https://polosteakandsea.com/🍻🦞

Welcome to an insightful and heartwarming conversation with Matthew Hazen, who went to jail at a young age, got out and re-invented himself as a scientist turned detox business mogul and family man. Matt shares how creating a product that helps combat the constant chemicals and pollutants in our day-to-day lives has not only improved his life and health, but has grown into a multi-million dollar business. His story is an inspiration to all of us that where you start is not where you have to finish. Grab your favorite beverage and a snack - then take some Clarity and feel better no matter what it is!

Note: This podcast was filmed in November, 2025. With this in mind, Lance and Morgen filmed an update on property tax and Economic Development Council topics on April 23rd, 2026. 🥃🎩A Gentleman & A Scholar: Lance Lunceford. Join us for an extra-long podcast that covers both the philosophical and the monetary and tangible topics of day-to-day life. Lance Lunceford is a Vero Beach native, graduated from Warton, and came back to his family community to work, volunteer, and participate in what he hopes will be the future success of Indian River County, and Florida in general. 💰🤔You may know him from the IRC Taxpayers Association, but did you know Lance plays in the local orchestra? Did you know he once built a dating app? And what is it that drives this young public servant? 🎙️➡️Tune in for all of that and more in this entertaining episode of Coffee, Cocktails & Capitalism!Follow us on IG: https://www.instagram.com/coffeecocktailscapitalism/Follow Lance: https://www.facebook.com/lance.lunceford

☕🍸 Coffee, Cocktails & Capitalism Podcast: On this episode, host Morgen Reynolds welcomes Emily Cate, owner of Monkee’s Boutique in Vero Beach.At first glance, Emily’s world might seem like it’s all glamour — fashion, modeling, and running a beautiful boutique. But as we quickly discover, there’s far more to her story.📍 From growing up in Georgia to building an international modeling career, Emily shares the highs, the rejections, and the determination it took to build the life she wanted.💛 She also opens up about one of the most meaningful chapters of her life: becoming a foster mom and answering a call to care for others.Emily’s story is one of grit, and grace — by the end of this conversation, you’ll understand why she’s one of our most inspiring guests yet.🥂 Pull up a chair, pour a cocktail, and come get to know Emily Cate.Follow Emily at Monkeey's on Instagram for all the cool things she and her team are up to!   / monkeesofverobeach  

🏡🍸 In this episode, host Morgen Reynolds sits down with Matt Buckley, Florida Realtor and founder of The Buckley Group, to talk about grit, growth, and guiding people through some of the most important decisions of their lives. Matt went from signing as the very first agent at the then-new LPT Realty to building a powerhouse team that’s reshaping the way clients buy, sell, and invest in Florida real estate.Matt is deeply passionate about empowering individuals—especially first-time home buyers—to navigate a challenging market with confidence and clarity. He’s turned his career into a mission of education, coaching, and leadership, helping his clients and his team thrive no matter the conditions. 📣In this episode we dig into:• Matt’s journey from brand new realtor, to #001 at LPT to leading a top-tier real estate team• How The Buckley Group has grown, evolved, and elevated client service• Why first-time buyers deserve expert support (and how Matt helps them win)• Real estate strategy, mindset, training, and lessons worth learningWhether you’re curious about the market, building a career in real estate, buying your first home, or looking for motivation to chase big goals, this conversation is packed with inspiration and real-world insight.👉 Learn more and connect with Matt: https://www.betterwithbuckley.com/

🥃🎙️Jon Sailer: Building, Exiting & Evolving in TechIn this wide-ranging conversation, we sit down with entrepreneur Jon Sailer to unpack his journey through the fast-paced world of technology, startups, and strategic growth. Jon takes us through the highs and lows of building multiple companies from the ground up, collaborating with fellow founders to launch innovative products, and making smart exits that have shaped his career.Along the way, he shares invaluable lessons on leadership, resilience, and the mindset it takes to thrive in a constantly changing industry. We dive into Jon’s experiences traveling the world, what he’s learned about business and life beyond the boardroom, and his thoughts on where technology — including artificial intelligence — is heading. He also talks about his recent book on AI and how today’s entrepreneurs can harness its power.More than a story about startups, this episode is a masterclass in adaptability, purpose-driven work, and the human side of innovation. Tune in for thoughtful insights, a few laughs, and a fresh perspective on what it really means to build, grow, and reinvent yourself in tech.

🍷🍾🎄 Ready for a nice glass of wine? You came to the right place! Pour a glass and get cozy with us as we listen to Maria Dante share the twists and turns that led her from Rhode Island School of Design to Wine Bar business owner in Vero Beach. Maria and her husband, David, also own the Painted Frog pottery studio next door, and together have merged their love for creating warm, welcoming spaces with enjoying unique and special wine. After purchasing both businesses in 2024, Maria shares the steep learning curve that comes with buying an existing business - or two! - and building a community around what you love. Learn more about the Vero Wine Bar: https://www.verowinebar.com/🍷🍾🎄

🎄🍸It's Holiday Season in Florida, and we love it! Raise your vanilla-espresso martini high and join us in this episode of Coffee, Cocktails & Capitalism, as we sit down with Tony Schnur, founder of Elite Christmas Lighting, to talk about how he built one of South Florida’s leading holiday lighting companies from the ground up. This episode's cocktails provided by: Keaton Mank from 21st Amendment - thank you, they were delicious! 😋🙏 https://21st-distillery.com/🎅💡📈For more than 15 years, Tony and his team have transformed homes, city districts, country clubs, and golf courses across the region into dazzling displays of light and creativity — including their incredible work on the McKee Gardens Holiday Lights, one of Vero Beach’s most beloved holiday traditions. ✨Tony shares his journey as a self-made entrepreneur, the lessons he’s learned running a seasonal business at scale, and his advice for anyone looking to grow, innovate, and turn their passion into a thriving company. In this episode: ✅How Tony made the pivot from law enforcement to holiday lighting✅What it takes to light up McKee Gardens’ magical holiday experience✅How to scale a company piece by piece✅New inventions to expand the business 📍 Learn more: Elite Christmas Lighting – https://www.elitechristmaslighting.com/ McKee Botanical Gardens – https://mckeegarden.org/

From the Patio to Polo - Welcome back to Coffee Cocktails and Capitalism! In this conversation, we’re joined by Bill Brown, (and a Special Guest), a visionary restaurateur whose path in hospitality has taken him from humble beginnings to creating one of Vero Beach’s favorite fine-dining destinations: Polo Steak & Sea. Bill shares how his journey in hospitality started with The Patio, the lessons he’s learned along the way, and how he continues to evolve the dining experience with Polo — where every detail, from the aged steaks to the curated cocktails, is about creating connection, flavor, and community. In this conversation, we talk about:- Starting small and building something meaningful- The art (and heart) of great hospitality-What it takes to keep reinventing yourself in business-Why Polo Steak & Sea has become a go-to spot for locals and visitors alike🎧 Watch. Sip. Get inspired. Grab your beverage of choice and join us for a conversation that celebrates good business and even better company.💬 If you love hearing local success stories, hit subscribe and let us know your favorite part in the comments!📍 Visit Polo Steak & Sea located right on Ocean Drive in Vero Beach, Polo Steak & Sea is known for its warm, coastal-elegant vibe — where you’ll find prime steaks, fresh seafood, sushi, and handcrafted cocktails that are as beautiful as they are delicious. It’s the perfect spot to unwind, celebrate, or just treat yourself.