On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

On this week’s "Coffee with Cortney," Cortney Dale of Sunflower Insurance Solutions discussed the ongoing Medicare open enrollment period, which runs until December 7th. With changes coming in 2026—such as a new $2,100 out-of-pocket cap on covered prescription drugs and the elimination of the “donut hole”—Cortney encouraged listeners to review their plans. She emphasized that annual reviews are vital, as drug coverage, premiums, formularies, and pharmacy networks frequently change.

On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

This week on "Coffee with Cortney," Cortney Dale of Sunflower Insurance Solutions discussed the pressures and opportunities of Medicare’s annual open enrollment period. Cortney emphasized the importance of having your existing plan reviewed—pointing out that shifting prescription drug formularies and new plan features, like lower co-pays and even some zero-premium options, mean that 2025 could bring unexpected savings or adjustments for many Kansans. Special attention was given to the impact of the Inflation Reduction Act, which is driving down prices for several high-cost drugs, but Cortney stressed that these benefits only reach people in the right plans, so individual evaluation is key.

On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

This week on “Coffee with Cortney,” Cortney Dale from Sunflower Insurance Solutions emphasized the critical importance of reviewing Medicare plans during the annual election period, which runs from October 15 to December 7. Cortney explained that failing to review your prescription drug (Part D) plan could result in unexpected cost hikes or lapses in coverage due to changes in plan formularies and premiums. She encouraged listeners to avoid the biggest risk—doing nothing—and highlighted how their agency evaluates all available plans, starting October 1, to ensure clients make informed choices for their 2026 coverage.

The show also addressed common gaps and mistakes, such as overlooked dental, home health care, or cancer coverage, and reinforced the value of working with a broker for unbiased, comprehensive plan comparisons. Cortney assured that Sunflower Insurance Solutions offers flexible review appointments in-person, by phone, or virtually, with support handling paperwork and questions at no extra cost.


On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

In this week's episode of "Coffee with Cortney," Cortney Dale from Sunflower Insurance Solutions offers insights into navigating Medicare and associated insurance plans. Cortney addresses listener queries about long-term care and strategies for those approaching retirement but not yet eligible for Medicare. The show highlights hybrid plans combining insurance and investment components to cover long-term care, as well as options available through the Affordable Care Act for those needing interim coverage prior to Medicare eligibility. Cortney also discusses Medicare supplemental plans, emphasizing the benefits of Plan G and Plan N for retirees looking to minimize expenses. For personalized guidance, listeners are invited to contact Sunflower Insurance Solutions.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

In this week's episode of "Coffee with Cortney," Cortney Dale from Sunflower Insurance Solutions provides valuable insights into navigating the intricate Medicare landscape amid the recently passed Big Beautiful Bill. She emphasizes the importance of reviewing Part D prescription drug plans, noting that many beneficiaries might face significant changes in their plans from year to year. With a track record of helping 98% of clients find a better plan last year, Cortney stresses getting a second opinion to avoid unexpected increases in premiums.

Cortney further discusses the importance of understanding and planning for Medicare as part of retirement. She advocates for working with a knowledgeable broker who can provide a comprehensive view of all available options. Cortney highlights that while Medicare isn't free, it offers robust healthcare coverage for those who understand how to navigate it properly. The episode also addresses common concerns about the future of Medicare and Social Security, encouraging listeners to take proactive steps in managing their healthcare planning.


For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

This week's "Coffee with Cortney" focuses on navigating Medicare benefits and dispelling common myths surrounding Medicare enrollment and coverage options. Cortney Dale explains that contrary to popular belief, turning 65 doesn't necessarily mean individuals must enroll in Medicare immediately. The discussion emphasizes individualized timelines for enrollment based on personal circumstances, helping retirees to avoid penalties and ensuring decisions best fit personal and financial needs. Cortney provides an insightful guide on the flexibility around Medicare plans, offering practical advice and solutions to align with attendees’ retirement plans.

Additionally, the podcast tackles the misconceptions related to Medicare and supplemental insurance plans. It stresses the importance of supplementing Medicare parts A and B, which cover only a portion of medical expenses, leaving gaps that require additional coverage for prescriptions, dental, vision, and other needs. Cortney dispels myths about supplemental coverage, such as Plan G being different among providers, and highlights that plans provide uniform coverage across accepted providers.


For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/

On this episode of Coffee with Cortney, insurance updates, information and local advise is given by Cortney Dale about how to handle the wild world of Medicare.

For more information about Cortney Dale and Sunflower Insurance Solutions, visit: https://sunflowersenior.com/