Oklahoma Memo’s latest College Football Pick ’Em with Bedlam Buds goes heavy on playoff implications, rivalry energy and a little chaos. Jeremy leans hard into style-point season — expecting bluebloods to run it up — while Ryan is a little more skeptical on some of the big numbers and spots a couple of upset and cover specials.

We start with Oklahoma–Alabama and Oklahoma State–Kansas State before rolling through Friday night matchups, top-25 Saturday games and even the 112th Grey Cup. Here’s exactly who picked what.

Game-by-game picks

Oklahoma at Alabama (-6.5)

Ryan: Alabama to win; Oklahoma +6.5 to cover

Jeremy: Alabama to win and cover

Kansas State (-19.5) at Oklahoma State

Ryan: Kansas State to win; Oklahoma State +19.5 to cover

Jeremy: Kansas State to win; thinks OSU might cover but is “having a hard time” predicting it

Friday games

Clemson at Louisville (-2.5)

Ryan: Clemson to win (upset)

Jeremy: Louisville to win and cover

Minnesota at Oregon (-25.5)

Ryan: Oregon to win; unsure on the cover

Jeremy: Oregon to win and cover

Saturday – major national slate

UCLA at Ohio State

Ryan: Ohio State to win and cover

Jeremy: Ohio State to win and cover (“blow ’em out”)

Wisconsin at Indiana (-28.5)

Ryan: Indiana to win and cover (agrees with Jeremy’s take)

Jeremy: Indiana to win big and cover

South Carolina at Texas A&M (-19.5)

Ryan: Texas A&M to win and cover

Jeremy: Texas A&M to win and cover

Notre Dame (-12.5) at Pittsburgh

Ryan: Notre Dame to win and cover

Jeremy: Notre Dame to win but not cover

Michigan (-11.5) vs Northwestern at Wrigley Field

Ryan: Michigan to win; Northwestern +11.5 to cover

Jeremy: Michigan to win; Northwestern to cover

Navy at South Florida (-9.5)

Ryan: South Florida to win and cover

Jeremy: Navy to win outright (upset)

Arizona at Cincinnati (-6.5)

Ryan: Cincinnati to win and cover

Jeremy: Cincinnati to win and cover

UCF at Texas Tech (-23 / -23.5)

Ryan: Texas Tech to win; expects a big win (effectively: to cover)

Jeremy: Texas Tech to win and cover

Georgia Tech (-16.5) at Boston College

Ryan: Georgia Tech to win; unsure on the cover

Jeremy: Georgia Tech to win and cover

Iowa at USC

Ryan: Iowa to win a close one (upset)

Jeremy: Iowa to win a close one (upset), something like 21–20

For this batch you teed up several lines together:

Virginia (-5.5) vs Duke

Tennessee (-39.5) vs New Mexico State

Ole Miss (-13.5) vs Florida

Utah (-7.5) vs Baylor

BYU (-3.5) vs TCU

Picks:

Ryan:

New Mexico State +39.5 to cover vs Tennessee

No specific calls voiced on the others in this stretch

Jeremy:

Says he doesn’t see any upsets here – “all the favorites win”

Thinks Tennessee might get a big lead then empty the bench, so may not love the giant spread, but still has Tennessee, Ole Miss, Utah, BYU and Virginia all to win

Marquee SEC showdown

Texas at Georgia (-6.5)

Ryan: Georgia to win and cover “going away”

Jeremy: Georgia to win and cover

CFL – 112th Grey Cup

Montreal Alouettes vs Saskatchewan Roughriders (in Winnipeg)

Ryan: Rooting for Montreal, but picking Saskatchewan to win (better QB, Trevor Harris)

Jeremy: Saskatchewan to win