Colleges across America are cashing in on phantom students — kids who never attend class, never complete assignments, and in some cases, don’t even exist. Yet, the government keeps writing checks. With Washington now acting as both lender and banker, taxpayer dollars are flowing to universities for students who are nothing more than names on paper.

Grant exposes how this massive education scam rewards institutions for failure, creates perverse incentives to pad enrollment numbers, and leaves hardworking Americans footing the bill for degrees that were never earned. In true Stinchfield fashion, he asks the hard questions: Who’s auditing this system, and why is the government in the business of paying colleges for ghosts?

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