The ACORD 125 form isn’t just another piece of paperwork — it’s the cornerstone of every commercial insurance application. In this episode, we take a deep dive into why ACORD 125 is essential for agents and brokers, how it fits into the insurance submission process, and the critical details that underwriters rely on to quote coverage accurately.

We’ll walk through each major section of the form — from business entity details to prior carrier history — and discuss how even minor errors or omissions can lead to delays, rejections, or misquotes. You’ll learn best practices for completing the form, tips for aligning it with supporting documents like ACORD 126 and 140, and common red flags that carriers watch for.

Whether you're submitting applications for general liability, property, or business auto policies, mastering ACORD 125 can drastically improve your submission speed and accuracy — and help you build stronger relationships with carriers and clients alike.