We’re well into the fourth quarter of 2023, so it’s time to start looking ahead to the year 2024. What changes will the new year bring for programs like Social Security? You’re about to find out.

The fourth quarter is here and it’s time for savvy, strategic investors like you to take action. Creating a tax-efficient, inflation-adjusted income strategy now can help you stay ahead of the game later.   

Another temporary spending bill, another pending federal shutdown deadline. When you think about this massive amount of government spending, do you know how this could impact you in the future? The numbers are pretty shocking and we’ll tell you more in a minute.

Things are looking up for many of us, with higher average retirement account balances. But what are some of the other factors you don’t want to lose sight of? Victor and Steve will break it down for you.

I’ll bet a lot has happened to you in the last 20 years that you didn’t see coming. You probably had some unexpected blessings and also some obstacles to overcome. Either way, there were some big unknowns in your past and they’ll continue in the future.

If you’re still a few years away from leaving your career behind, now is an ideal time to help make sure you’re prepared for this next phase of life. And if you’re already retired, there are always moves you can make to help improve your situation.

Members of Congress are back in Washington, and the debate is heating up over a spending bill to help avert a federal shutdown. Does it feel a little like déja vu all over again? There could always be a financial storm on the horizon, and Victor covers some of the options for you to consider for your family to help preserve your savings.

Financial professionals say there are behavioral factors that could influence our financial decisions. Let me translate that for you: sometimes we act “weird” when it comes to our money!

Did you know the average American worker will hold about 12 different jobs over their lifetime? If you’ve worked for more than one company and have saved in more than one 401k, then all the more reason to get some guidance on getting your finances in order for retirement.

The latest inflation numbers show inflation is finally cooling, with inflation dropping to 3.2 percent last month … down from nine percent a year ago. Victor and Steve tell us what kind of inflation rate we should use when trying to figure out how much everything will cost in retirement.