One of the most common retirement questions people have is “How much do I need to save to retire?”  There are several factors that impact your personal savings goal, including the age you plan to retire, and the lifestyle you hope to have in retirement.  Victor explains more in today's show.

After covid turned our world upside down in 2020 and 2021, there are some new questions that people are asking as it relates to retirement. With that thought in mind, we bring you to our Top 5 list for this week … Top 5 Retirement Questions.

For many of you, retirement means the freedom to do what you want to do when you want to do it for as long as you can. Independence from the daily grind. As we celebrate our nation’s Independence Day this weekend, we’ll talk about how you can achieve – and celebrate – your own financial independence in retirement.

It’s a lot easier to get a job done if you have the right tools. And the financial tools you need for retirement are a little different from what you used during your working years. So, we want to help you pack your retirement tool kit.

There are so many big decisions you have to weigh heading into retirement. We like to take one of those big decisions and really dive into the pros and cons … this is Retirement Yea or Nay.

It seems like the stock market has only been moving one direction in 2022: DOWN. The current economic conditions mean there are headlines about things like corrections, recessions, and bear markets. Victor discusses what those terms mean for us.

Nine out of 10 Americans are planning to travel this summer, despite inflation pushing prices higher on just about everything. People are still planning to travel, but higher prices are causing many of us to modify our plans.

Although there are signs that we could be headed for a recession – high inflation, supply chain shortages, etc. – there are also signs we might avoid a recession. But there are still financial headwinds that could potentially have a negative impact on your finances. Victor shares some tips.

Generally, market interest rates and bond prices move in opposite directions, meaning as rates increase, bond values will typically fall.

Retirees may reduce interest rate risk by choosing bonds with a shorter duration, which are less sensitive to rate hikes.

Rising interest rates may still be good for retirees with a longer timeline

The combination of high inflation and high market valuations could require revisions to the retirement rule of thumb.

Bill Bengen, who developed the 4 Percent Rule in 1994, says 8.5 percent inflation and high stock and bond market valuations may require a more conservative approach.