Resolutions are easy to make and even easier to break. It’s time to look ahead and think about practical goals for the new year.

Here we are again. The start of another New Year, and the opportunity to get ahead of your financial strategy in 2022. There are several deadlines to remember throughout the year. We want to hit the highlights so you can mark your calendars for key retirement dates to remember for 2022.

The pandemic that never ends and global supply chain shortages led to rising prices around the globe in 2021. And retirement issues were in the center of it all as the federal government pumped stimulus money into the economy and took a hard look at strategies and tools we use to save for retirement. Today, we look at the biggest retirement news of 2021.

Forty-Four percent of Americans are worried they’ll never be able to retire, which is an all-time high. And only 33 percent of Americans have a written financial plan, which means nearly 70 percent of us don’t have a written strategy for our money. But there are some simple steps you can take to gauge your preparedness for retirement … it’s as easy as checking off the boxes on our retirement checklist.

There are millions of articles online about investing, tax planning, budgeting, everything you can think of when it comes to preparing for retirement. There are important facts to know, and when it comes to your financial future, knowledge is power. BUT. There’s more to financial success than book smarts. There’s a psychology of money.

When you turn 72, required minimum distributions begin for most tax-advantaged retirement plans. If you skip an RMD, you could be on the hook for an IRS penalty equal to 50 percent of that year’s RMD amount. Victor and Guy tell us the four strategies to help minimize your RMDs.

November is Long Term Care Awareness Month and one of the biggest questions is, when is a good time to start preparing for long term care needs?  When do I need to start if I'm going to get some kind of plan or insurance policy in place?  Victor gives us those answers!

Today’s federal income tax rates might be the lowest you’ll see for the rest of your life, after tax rates went down with the 2017 Tax Cuts and Jobs Act. But those tax rates expire come 2026, and there are proposals to increase taxes working their way through Congress as we speak. So at this point, it’s not a matter of if but when taxes will go up.

Who is most likely to be comfortable and confident with their retirement? There are a few things you can do to help secure your financial future and Victor & Guy will help us break it all down.

Medicare looks and feels confusing to us all. And it’s no wonder when you think about all the terms you’ve heard about it. Supplements. MediGap. Part B. Plan D. And on and on.

Medicare is a maze that we all have to figure out how to navigate at some point. Victor and Guy tell us how they help their clients handle Medicare decisions.