Today’s federal income tax rates might be the lowest you’ll see for the rest of your life, after tax rates went down with the 2017 Tax Cuts and Jobs Act. But those tax rates expire come 2026, and there are proposals to increase taxes working their way through Congress as we speak. So at this point, it’s not a matter of if but when taxes will go up.

Who is most likely to be comfortable and confident with their retirement? There are a few things you can do to help secure your financial future and Victor & Guy will help us break it all down.

Medicare looks and feels confusing to us all. And it’s no wonder when you think about all the terms you’ve heard about it. Supplements. MediGap. Part B. Plan D. And on and on.

Medicare is a maze that we all have to figure out how to navigate at some point. Victor and Guy tell us how they help their clients handle Medicare decisions.

We receive a lot of questions from listeners either by phone, mail or email and today we're opening up that mailbag of questions and Victor is answering your questions on today's show.

For years, annuities have gotten a bum rap. Too expensive. Too many strings attached. Your money is locked up forever. You’ve heard all the “cons” of annuities for years. But with private company pensions dying out, the tide is starting to turn with younger baby boomers and even Gen Xers showing more interest in annuities as part of a retirement strategy.

It’s probably no surprise that what’s right for your money now, probably won’t be the case in ten or 20 years. There are five main stages to your financial life, and the third stage is an important one: your pre-retirement years.

MarketWatch says nobody suffers more from high inflation than retirees. Back in the ’70s, retirees living on a fixed income were hit the hardest as prices continued to skyrocket. Every year, they got poorer as costs went up. And right now, inflation is 5.4 percent … a 13-year high. So, with pricing going up on everything from the homes we buy to the food we put on our tables, it’s so important to have a plan to help make our money last.

How much should you save for retirement? Where should you save it? And how can you make sure it will last after you leave your job for good? Saving is a good start … a really good start to getting ready for this next chapter in your life. But you need to do more than just save, you need an income strategy after you stop earning a regular paycheck.

So many people are worried about not saving enough for retirement, but what about saving too much for retirement? Can there even be such a thing? It’s a big challenge to figure out how much you need to save for retirement. You don’t want to under-save and come up short. But you also don’t want to save so much and spend so little that you never really enjoy your retirement years. Victor and Guy talk through that balancing act today.

Victor and Guy stumbled upon a Kiplinger report about the Five Pillars that can lead to a successful retirement.  Victor and Guy break down each pillar for us.