Many of us are creatures of habit. We have our usual order at our favorite restaurant. We take our coffee a certain way. We don’t like to switch banks, accountants or doctors because we’re comfortable with how things are done. But if you’re getting close to retirement, you should seriously consider changing things up.

If you’ve saved a million dollars for retirement, it seems like you’d be all set. But is there anything you’re overlooking? We’re about to get into that.

Many of us are creatures of habit. We have our usual order at our favorite restaurant. We take our coffee a certain way. We don’t like to switch banks, accountants or doctors because we’re comfortable with how things are done. But if you’re getting close to retirement, you should seriously consider changing things up.

There are more than one million tax preparers in the U.S., so there’s no shortage of help when it’s tax time. But who should we turn to when it comes to tax planning in retirement? Do you work with other professionals when helping a client create a tax-efficient retirement strategy?

We used to think of retirement as the final stage of life. It’s not the finish line anymore. It’s just the beginning of the next phase of life. Retirement today lasts so much longer, and we believe it actually unfolds in stages.

It happens every year in every state in America – orange cones and construction zones blocking your way, forcing you to change your route, and making you want to pull your hair out. You’re thinking, “How long is this going to last?” and “Why can’t they plan better?” These are NOT questions you want to be asking about your retirement. 

I’ll bet a lot has happened to you in the last 20 years that you didn’t see coming. You probably had some unexpected blessings and also some obstacles to overcome. Either way, there were some big unknowns in your past and they’ll continue in the future.

Technology is a dominant force, where we can now do our shopping, pay our bills or even access our bank online… all by the touch of a finger. Smartphones have enabled us to live our lives with relative ease by cutting out that middle man, whether it’s a cashier, bill collector or bank teller.  Guy explains what a robo-advisor is?

We’re discussing the lifestyles of the rich and famous today. If you’re trying to prepare for retirement there are a few habits you can steal – okay, maybe just borrow – from the super wealthy.

Just because you have a healthy balance in your retirement savings account doesn’t mean you have an income plan. You still have some work to do.  Victor and Guy address some of the risks we need to be aware of to help preserve our income in retirement.