The U.S. Senate is finally confronting the question digital-asset businesses have been waiting years to answer: who regulates cryptoโand under what rules?
In this episode of Confidently Crypto & More, Dr. Tonya M. Evans breaks down the September 15 cloture vote on the Digital Asset Market CLARITY Act, H.R. 3633, and what a "yes" or "no" vote actually means for the future of U.S. digital-asset regulation.
Dr. Evans examines the latest Senate text, including the new ethics provisions, developer protections, stablecoin yield restrictions, and the proposed Treasury "circuit breaker" for potential bank deposit flight. She also cross-examines the argument that interest-bearing stablecoins could pull trillions of dollars out of traditional banksโand what the competing models actually tell us.
But this episode is recorded from Accra, Ghana, where Dr. Evans is attending Digital Assets Summit Africa (DASA 2026). That vantage point offers a striking contrast: while Washington debates whether to regulate digital assets, countries across Africa are already writing the rules and asking how digital assets can drive investment, financial access, and economic growth.
From the CLARITY Act and stablecoins to managed digital sovereignty, this is a conversation about the rules being written now, and the leaders who need to understand them before everyone else does.
In this episode:
โข The September 15 Senate cloture vote
โข What the latest CLARITY Act text changes
โข Ethics, developer protections, and stablecoin yield
โข The bank-deposit debate
โข What U.S. regulation looks like from Africa
โข Managed digital sovereignty and the future of digital assets
Transcript, glossary, reading list, and State of Crypto summary: confidentlycrypto.com
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Dr. Tonya M. Evans
CEO | Advantage Evans Global Regulatory Strategies
๐ Author: Digital Money Demystified |Cooperative Economics of Crypto
๐ Connect: TonyaEvans.com
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๐๏ธ Host: Confidently Crypto, SiriusXM
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